Alior Bank S.A. (ALR) — Cash Flow Quality Index

Latest as of March 2026: -1.34x

Alior Bank S.A. (ALR) has a Cash Flow Quality Index of -1.34x as of March 2026. Operating cash flow of zł-540.25 Million is below net income of zł403.19 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Alior Bank S.A. (ALR) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.34x
Operating CF / Net Income

Operating Cash Flow

zł-540.25 Million
PLN

Net Income

zł403.19 Million
PLN

Data as of

Mar 2026
Most recent filing

Alior Bank S.A. Cash Flow Quality Index (2011–2025)

Historical Cash Flow Quality Index for Alior Bank S.A. across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Alior Bank S.A. to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Alior Bank S.A. (2011–2025)

Year-by-year earnings quality comparison for Alior Bank S.A.. For live market cap and the full company financial profile, see market value of Alior Bank S.A..

Year Quality Index Operating CF (PLN) Net Income YoY Change
2025 1.91x zł4.51 Billion zł2.37 Billion ▲ +1196.6%
2024 -0.17x zł-555.63 Million zł3.20 Billion ▲ +91.8%
2023 -2.11x zł-4.28 Billion zł2.03 Billion ▼ -333.0%
2022 -0.49x zł-504.44 Million zł1.04 Billion ▼ -295.5%
2021 0.25x zł194.03 Million zł779.21 Million ▲ +140.3%
2019 -0.62x zł-302.19 Million zł489.67 Million ▼ -180.5%
2018 0.77x zł757.54 Million zł988.29 Million ▲ +191.7%
2017 -0.84x zł-576.22 Million zł689.12 Million ▲ +74.0%
2016 -3.22x zł-2.23 Billion zł691.41 Million ▼ -267.3%
2015 1.92x zł742.71 Million zł386.01 Million ▲ +305.0%
2014 -0.94x zł-302.95 Million zł322.74 Million ▼ -2232.7%
2013 0.04x zł10.03 Million zł227.90 Million ▲ +100.7%
2012 -6.12x zł-374.26 Million zł61.13 Million ▼ -3805.9%
2011 0.17x zł25.14 Million zł152.18 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.