Alior Bank S.A. (ALR) — Cash Flow Quality Index

Latest as of June 2026: 8.23x

Alior Bank S.A. (ALR) has a Cash Flow Quality Index of 8.23x as of June 2026. Operating cash flow of zł3.02 Billion exceeds net income of zł366.63 Million, indicating high earnings quality where cash backs reported profits. Explore ALR debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

8.23x
Operating CF / Net Income

Operating Cash Flow

zł3.02 Billion
PLN

Net Income

zł366.63 Million
PLN

Data as of

Jun 2026
Most recent filing

Alior Bank S.A. Cash Flow Quality Index (2011–2025)

Historical Cash Flow Quality Index for Alior Bank S.A. across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Alior Bank S.A. (ALR) cash flow conversion.

Annual Cash Flow Quality Index for Alior Bank S.A. (2011–2025)

Year-by-year earnings quality comparison for Alior Bank S.A..

Year Quality Index Operating CF (PLN) Net Income YoY Change
2025 1.91x zł4.51 Billion zł2.37 Billion ▲ +1196.6%
2024 -0.17x zł-555.63 Million zł3.20 Billion ▲ +91.8%
2023 -2.11x zł-4.28 Billion zł2.03 Billion ▼ -333.0%
2022 -0.49x zł-504.44 Million zł1.04 Billion ▼ -295.5%
2021 0.25x zł194.03 Million zł779.21 Million ▲ +140.3%
2019 -0.62x zł-302.19 Million zł489.67 Million ▼ -180.5%
2018 0.77x zł757.54 Million zł988.29 Million ▲ +191.7%
2017 -0.84x zł-576.22 Million zł689.12 Million ▲ +74.0%
2016 -3.22x zł-2.23 Billion zł691.41 Million ▼ -267.3%
2015 1.92x zł742.71 Million zł386.01 Million ▲ +305.0%
2014 -0.94x zł-302.95 Million zł322.74 Million ▼ -2232.7%
2013 0.04x zł10.03 Million zł227.90 Million ▲ +100.7%
2012 -6.12x zł-374.26 Million zł61.13 Million ▼ -3805.9%
2011 0.17x zł25.14 Million zł152.18 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.