Banco Santander S.A. (SAN) — Capital Reinvestment Ratio

Latest as of December 2025: 0.03x

Banco Santander S.A. (SAN) has a Capital Reinvestment Ratio of 0.03x as of December 2025, meaning it reinvests 0% of its operating cash flow (€80.93 Billion) in capital expenditures (€2.65 Billion). See SAN FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Capital Reinvestment Ratio

0.03x
Capex / Operating Cash Flow

Operating Cash Flow

€80.93 Billion
EUR

Capital Expenditures

€2.65 Billion
EUR

Data as of

Dec 2025
Most recent filing

Banco Santander S.A. Capital Reinvestment Ratio (1992–2025)

This chart tracks Banco Santander S.A.'s Capital Reinvestment Ratio across 20 annual periods.

Annual Capital Reinvestment Ratio for Banco Santander S.A. (1992–2025)

Year-by-year Capital Reinvestment Ratio for Banco Santander S.A. from 1992 to 2025. For live market cap and broader valuation context, see Banco Santander S.A. market capitalisation.

Year Reinvestment Ratio Operating CF (EUR) Capital Expenditures YoY Change
2025 0.07x €83.53 Billion €5.85 Billion ▼ -58.6%
2023 0.17x €80.56 Billion €13.64 Billion ▼ -56.7%
2022 0.39x €27.71 Billion €10.84 Billion ▲ +94.5%
2021 0.20x €56.69 Billion €11.40 Billion ▲ +56.2%
2020 0.13x €66.15 Billion €8.52 Billion ▼ -96.9%
2019 4.17x €3.39 Billion €14.14 Billion ▲ +16.9%
2018 3.57x €3.42 Billion €12.20 Billion ▲ +1496.2%
2017 0.22x €40.19 Billion €8.99 Billion ▼ -41.5%
2016 0.38x €21.82 Billion €8.34 Billion ▼ -46.8%
2015 0.72x €12.86 Billion €9.24 Billion ▲ +349.5%
2012 0.16x €24.32 Billion €3.89 Billion ▲ +69.3%
2011 0.09x €35.99 Billion €3.40 Billion ▼ -4.7%
2010 0.10x €51.87 Billion €5.14 Billion ▼ -55.0%
2008 0.22x €15.83 Billion €3.49 Billion ▲ +49.7%
2007 0.15x €31.65 Billion €4.66 Billion ▼ -75.6%
1996 0.60x €1.56 Billion €939.66 Million ▼ -12.9%
1995 0.69x €1.07 Billion €739.20 Million ▼ -79.5%
1994 3.38x €856.23 Million €2.90 Billion ▲ +1142.3%
1993 0.27x €1.57 Billion €427.31 Million ▼ -48.8%
1992 0.53x €884.32 Million €470.46 Million
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow