Banco Santander S.A. (SAN) — Financial Flexibility Index
Banco Santander S.A. (SAN) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of €1.27 Billion (operating CF €-562.00 Million minus capex €1.83 Billion) represents 0% of total liabilities (€1.84 Trillion). Check Banco Santander S.A. (SAN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Santander S.A. Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Banco Santander S.A. across 28 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco Santander S.A. generate cash.
Annual Financial Flexibility Index for Banco Santander S.A. (1991–2025)
Year-by-year free cash flow to debt coverage for Banco Santander S.A.. Explore how well can Banco Santander S.A. service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | €89.39 Billion | €83.53 Billion | €1.75 Trillion | ▲ +662.6% |
| 2024 | -0.01x | €-15.66 Billion | €-24.16 Billion | €1.73 Trillion | ▼ -116.3% |
| 2023 | 0.06x | €94.20 Billion | €80.56 Billion | €1.69 Trillion | ▲ +136.3% |
| 2022 | 0.02x | €38.55 Billion | €27.71 Billion | €1.64 Trillion | ▼ -48.2% |
| 2021 | 0.05x | €68.09 Billion | €56.69 Billion | €1.50 Trillion | ▼ -13.8% |
| 2020 | 0.05x | €74.67 Billion | €66.15 Billion | €1.42 Trillion | ▲ +324.5% |
| 2019 | 0.01x | €17.53 Billion | €3.39 Billion | €1.41 Trillion | ▲ +7.5% |
| 2018 | 0.01x | €15.61 Billion | €3.42 Billion | €1.35 Trillion | ▼ -68.6% |
| 2017 | 0.04x | €49.18 Billion | €40.19 Billion | €1.34 Trillion | ▲ +50.7% |
| 2016 | 0.02x | €30.16 Billion | €21.82 Billion | €1.24 Trillion | ▲ +37.1% |
| 2015 | 0.02x | €22.09 Billion | €12.86 Billion | €1.24 Trillion | ▲ +426.9% |
| 2014 | 0.00x | €3.97 Billion | €-3.94 Billion | €1.18 Trillion | ▲ +111.0% |
| 2013 | -0.03x | €-31.71 Billion | €-34.85 Billion | €1.04 Trillion | ▼ -228.9% |
| 2012 | 0.02x | €28.21 Billion | €24.32 Billion | €1.19 Trillion | ▼ -29.6% |
| 2011 | 0.03x | €39.39 Billion | €35.99 Billion | €1.17 Trillion | ▼ -32.8% |
| 2010 | 0.05x | €57.01 Billion | €51.87 Billion | €1.14 Trillion | ▲ +502.1% |
| 2009 | -0.01x | €-12.93 Billion | €-18.04 Billion | €1.04 Trillion | ▼ -163.9% |
| 2008 | 0.02x | €19.32 Billion | €15.83 Billion | €989.63 Billion | ▼ -54.0% |
| 2007 | 0.04x | €36.31 Billion | €31.65 Billion | €855.36 Billion | ▲ +170.6% |
| 2006 | -0.06x | €-47.28 Billion | €-52.14 Billion | €786.80 Billion | ▼ -45.2% |
| 2005 | -0.04x | €-31.83 Billion | €-34.27 Billion | €768.97 Billion | ▼ -149.0% |
| 2004 | -0.02x | €-10.44 Billion | €-13.52 Billion | €627.99 Billion | ▼ -106.4% |
| 1996 | 0.26x | €2.50 Billion | €1.56 Billion | €9.54 Billion | ▲ +4.4% |
| 1995 | 0.25x | €1.81 Billion | €1.07 Billion | €7.21 Billion | ▼ -55.5% |
| 1994 | 0.56x | €3.75 Billion | €856.23 Million | €6.66 Billion | ▲ +1647.2% |
| 1993 | 0.03x | €2.00 Billion | €1.57 Billion | €61.91 Billion | ▲ +14.1% |
| 1992 | 0.03x | €1.35 Billion | €884.32 Million | €47.94 Billion | ▲ +9.4% |
| 1991 | 0.03x | €1.10 Billion | €1.10 Billion | €42.55 Billion | — |