Banco Santander S.A. (SAN) - Total Liabilities
Based on the latest financial reports, Banco Santander S.A. (SAN) has total liabilities worth €1.74 Trillion EUR (≈ $2.04 Trillion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Banco Santander S.A. - Total Liabilities Trend (1991–2025)
This chart illustrates how Banco Santander S.A.'s total liabilities have evolved over time, based on quarterly financial data. See SAN working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Banco Santander S.A. Competitors by Total Liabilities
The table below lists competitors of Banco Santander S.A. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Gilead Sciences Inc
NASDAQ:GILD
|
USA | $36.41 Billion |
|
Southern Copper Corporation
NYSE:SCCO
|
USA | $10.07 Billion |
|
AT&T Inc.
NYSE:T
|
USA | $293.57 Billion |
|
Union Pacific Corporation
NYSE:UNP
|
USA | $50.23 Billion |
|
Corning Incorporated
NYSE:GLW
|
USA | $18.90 Billion |
|
Siemens Energy AG
F:ENR
|
Germany | €48.59 Billion |
|
Schneider Electric S.E.
PA:SU
|
France | €38.05 Billion |
|
Banco Santander S.A
F:BSDK
|
Germany | €1.74 Trillion |
Liability Composition Analysis (1991–2025)
This chart breaks down Banco Santander S.A.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see SAN company net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 16.45 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.94 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Banco Santander S.A.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Banco Santander S.A. (1991–2025)
The table below shows the annual total liabilities of Banco Santander S.A. from 1991 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | €1.75 Trillion ≈ $2.05 Trillion |
+1.45% |
| 2024-12-31 | €1.73 Trillion ≈ $2.02 Trillion |
+2.18% |
| 2023-12-31 | €1.69 Trillion ≈ $1.98 Trillion |
+3.41% |
| 2022-12-31 | €1.64 Trillion ≈ $1.91 Trillion |
+9.23% |
| 2021-12-31 | €1.50 Trillion ≈ $1.75 Trillion |
+5.78% |
| 2020-12-31 | €1.42 Trillion ≈ $1.66 Trillion |
+0.35% |
| 2019-12-31 | €1.41 Trillion ≈ $1.65 Trillion |
+4.45% |
| 2018-12-31 | €1.35 Trillion ≈ $1.58 Trillion |
+1.08% |
| 2017-12-31 | €1.34 Trillion ≈ $1.56 Trillion |
+8.17% |
| 2016-12-31 | €1.24 Trillion ≈ $1.45 Trillion |
-0.41% |
| 2015-12-31 | €1.24 Trillion ≈ $1.45 Trillion |
+5.52% |
| 2014-12-31 | €1.18 Trillion ≈ $1.38 Trillion |
+13.56% |
| 2013-12-31 | €1.04 Trillion ≈ $1.21 Trillion |
-12.82% |
| 2012-12-31 | €1.19 Trillion ≈ $1.39 Trillion |
+1.69% |
| 2011-12-31 | €1.17 Trillion ≈ $1.37 Trillion |
+2.82% |
| 2010-12-31 | €1.14 Trillion ≈ $1.33 Trillion |
+9.64% |
| 2009-12-31 | €1.04 Trillion ≈ $1.21 Trillion |
+4.75% |
| 2008-12-31 | €989.63 Billion ≈ $1.16 Trillion |
+15.70% |
| 2007-12-31 | €855.36 Billion ≈ $1.00 Trillion |
+8.71% |
| 2006-12-31 | €786.80 Billion ≈ $919.85 Billion |
+2.32% |
| 2005-12-31 | €768.97 Billion ≈ $899.01 Billion |
+22.45% |
| 2004-12-31 | €627.99 Billion ≈ $734.18 Billion |
+156.03% |
| 2003-12-31 | €245.28 Billion ≈ $286.76 Billion |
-17.49% |
| 2002-12-31 | €297.27 Billion ≈ $347.54 Billion |
+173.42% |
| 2001-12-31 | €108.72 Billion ≈ $127.11 Billion |
-3.97% |
| 2000-12-31 | €113.22 Billion ≈ $132.37 Billion |
+251.25% |
| 1999-12-31 | €32.23 Billion ≈ $37.68 Billion |
+120.05% |
| 1998-12-31 | €14.65 Billion ≈ $17.13 Billion |
+17.99% |
| 1997-12-31 | €12.41 Billion ≈ $14.51 Billion |
+30.11% |
| 1996-12-31 | €9.54 Billion ≈ $11.16 Billion |
+32.37% |
| 1995-12-31 | €7.21 Billion ≈ $8.43 Billion |
+8.15% |
| 1994-12-31 | €6.66 Billion ≈ $7.79 Billion |
-89.24% |
| 1993-12-31 | €61.91 Billion ≈ $72.38 Billion |
+29.16% |
| 1992-12-31 | €47.94 Billion ≈ $56.04 Billion |
+12.65% |
| 1991-12-31 | €42.55 Billion ≈ $49.75 Billion |
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About Banco Santander S.A.
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, an… Read more