Banco Santander S.A. Defensive Interval Ratio
Banco Santander S.A. defensive interval ratio. Banco Santander S.A. (SAN) has a Defensive Interval Ratio of 59 days as of June 2026. Defensive assets of €199.36 Billion (cash €-, short-term investments €199.36 Billion, receivables €-) cover 59 days of daily cash needs of €3.37 Billion/day. See Banco Santander S.A. current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Banco Santander S.A. (1991–2025)
Defensive interval ratio of Banco Santander S.A. from 1991 to 2025. This chart shows how Banco Santander S.A.'s Defensive Interval Ratio has evolved across 24 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 59 days, meaning defensive assets of €199.36 Billion can fund 59 days of operations without new revenue. Check Banco Santander S.A. liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Banco Santander S.A. Defensive Interval Ratio by Year (1991–2025)
Banco Santander S.A. defensive interval ratio by year from 1991 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Banco Santander S.A. from 1991 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Banco Santander S.A..
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 432 days | €305.30 Billion | €706.60 Million/day | €- | €305.30 Billion | ▲ +423 days |
| 2024 | 9 days | €30.95 Billion | €3.59 Billion/day | €- | €19.52 Billion | ▼ -30 days |
| 2023 | 38 days | €85.95 Billion | €2.25 Billion/day | €- | €75.33 Billion | ▼ -2950 days |
| 2022 | 2988 days | €86.22 Billion | €28.86 Million/day | €- | €77.02 Billion | ▼ -1269 days |
| 2021 | 4257 days | €106.13 Billion | €24.93 Million/day | €- | €100.38 Billion | ▼ -749 days |
| 2020 | 5006 days | €117.03 Billion | €23.38 Million/day | €- | €111.69 Billion | ▼ -1739 days |
| 2019 | 6746 days | €128.09 Billion | €18.99 Million/day | €- | €121.27 Billion | ▼ -11341 days |
| 2018 | 18087 days | €338.50 Billion | €18.72 Million/day | €- | €331.51 Billion | ▲ +10910 days |
| 2017 | 7178 days | €157.85 Billion | €21.99 Million/day | €- | €150.81 Billion | ▲ +626 days |
| 2016 | 6552 days | €136.43 Billion | €20.82 Million/day | €- | €130.01 Billion | ▼ -130 days |
| 2015 | 6682 days | €138.71 Billion | €20.76 Million/day | €- | €132.94 Billion | ▲ +603 days |
| 2014 | 6079 days | €128.55 Billion | €21.15 Million/day | €- | €122.76 Billion | ▲ +588 days |
| 2013 | 5491 days | €97.44 Billion | €17.75 Million/day | €- | €91.69 Billion | ▲ +959 days |
| 2012 | 4532 days | €105.44 Billion | €23.27 Million/day | €- | €99.33 Billion | ▼ -6680 days |
| 2011 | 11212 days | €93.57 Billion | €8.35 Million/day | €- | €88.43 Billion | ▲ +11027 days |
| 2010 | 186 days | €100.15 Billion | €539.32 Million/day | €- | €94.66 Billion | ▲ +5 days |
| 2009 | 181 days | €106.41 Billion | €589.18 Million/day | €- | €101.58 Billion | ▼ -26002 days |
| 2008 | 26183 days | €238.71 Billion | €9.12 Million/day | €- | €236.40 Billion | ▲ +21772 days |
| 2007 | 4411 days | €57.81 Billion | €13.10 Million/day | €- | €55.96 Billion | ▼ -10 days |
| 2006 | 4421 days | €47.23 Billion | €10.68 Million/day | €- | €46.53 Billion | ▼ -13494 days |
| 2004 | 17915 days | €79.85 Billion | €4.46 Million/day | €- | €78.46 Billion | ▼ -29141 days |
| 1993 | 47056 days | €16.11 Billion | €342.28K/day | €- | €- | ▲ +46538 days |
| 1992 | 518 days | €543.78 Million | €1.05 Million/day | €- | €- | ▲ +465 days |
| 1991 | 54 days | €1.98 Billion | €36.92 Million/day | €- | €- | — |