Banco Santander S.A. (SAN) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Banco Santander S.A. (SAN) has a cash flow conversion efficiency ratio of -0.005x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€-562.00 Million ≈ $-657.04 Million USD) by net assets (€115.90 Billion ≈ $135.50 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see SAN market cap overview for the company's overall valuation and market capitalisation.
Banco Santander S.A. - Cash Flow Conversion Efficiency Trend (1991–2025)
This chart illustrates how Banco Santander S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
Banco Santander S.A. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Banco Santander S.A. ranked by their cash flow conversion efficiency. Explore SAN operating cash flow to net income to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Qualcomm Incorporated
NASDAQ:QCOM
|
0.036x |
|
SHELL PLC WI ADR/2
F:L3H
|
0.118x |
|
T-Mobile US Inc
NASDAQ:TMUS
|
0.129x |
|
Mitsubishi UFJ Financial Group Inc ADR
NYSE:MUFG
|
0.351x |
|
Toyota Motor Corporation
F:TOM
|
0.021x |
|
PepsiCo Inc
NASDAQ:PEP
|
0.104x |
|
IND.D.D.TEXT.UNSP.ADR 1/2
F:IXD2
|
N/A |
|
Gilead Sciences Inc
NASDAQ:GILD
|
0.147x |
Annual Cash Flow Conversion Efficiency for Banco Santander S.A. (1991–2025)
The table below shows the annual cash flow conversion efficiency of Banco Santander S.A. from 1991 to 2025. View latest Banco Santander S.A. stock price today for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | €112.75 Billion ≈ $131.81 Billion |
€83.53 Billion ≈ $97.66 Billion |
0.741x | +429.19% |
| 2024-12-31 | €107.33 Billion ≈ $125.48 Billion |
€-24.16 Billion ≈ $-28.24 Billion |
-0.225x | -129.12% |
| 2023-12-31 | €104.24 Billion ≈ $121.87 Billion |
€80.56 Billion ≈ $94.19 Billion |
0.773x | +172.21% |
| 2022-12-31 | €97.58 Billion ≈ $114.09 Billion |
€27.71 Billion ≈ $32.39 Billion |
0.284x | -51.39% |
| 2021-12-31 | €97.05 Billion ≈ $113.47 Billion |
€56.69 Billion ≈ $66.28 Billion |
0.584x | -19.36% |
| 2020-12-31 | €91.32 Billion ≈ $106.77 Billion |
€66.15 Billion ≈ $77.34 Billion |
0.724x | +2265.32% |
| 2019-12-31 | €110.66 Billion ≈ $129.37 Billion |
€3.39 Billion ≈ $3.96 Billion |
0.031x | -3.75% |
| 2018-12-31 | €107.36 Billion ≈ $125.52 Billion |
€3.42 Billion ≈ $3.99 Billion |
0.032x | -91.54% |
| 2017-12-31 | €106.83 Billion ≈ $124.90 Billion |
€40.19 Billion ≈ $46.98 Billion |
0.376x | +77.03% |
| 2016-12-31 | €102.70 Billion ≈ $120.07 Billion |
€21.82 Billion ≈ $25.51 Billion |
0.212x | +63.21% |
| 2015-12-31 | €98.75 Billion ≈ $115.45 Billion |
€12.86 Billion ≈ $15.03 Billion |
0.130x | +396.53% |
| 2014-12-31 | €89.71 Billion ≈ $104.89 Billion |
€-3.94 Billion ≈ $-4.61 Billion |
-0.044x | +89.98% |
| 2013-12-31 | €79.52 Billion ≈ $92.96 Billion |
€-34.85 Billion ≈ $-40.75 Billion |
-0.438x | -246.32% |
| 2012-12-31 | €81.19 Billion ≈ $94.93 Billion |
€24.32 Billion ≈ $28.43 Billion |
0.300x | -31.04% |
| 2011-12-31 | €82.86 Billion ≈ $96.87 Billion |
€35.99 Billion ≈ $42.08 Billion |
0.434x | -32.24% |
| 2010-12-31 | €80.91 Billion ≈ $94.60 Billion |
€51.87 Billion ≈ $60.65 Billion |
0.641x | +362.59% |
| 2009-12-31 | €73.87 Billion ≈ $86.36 Billion |
€-18.04 Billion ≈ $-21.09 Billion |
-0.244x | -192.56% |
| 2008-12-31 | €60.00 Billion ≈ $70.15 Billion |
€15.83 Billion ≈ $18.50 Billion |
0.264x | -52.02% |
| 2007-12-31 | €57.56 Billion ≈ $67.29 Billion |
€31.65 Billion ≈ $37.00 Billion |
0.550x | +149.64% |
| 2006-12-31 | €47.07 Billion ≈ $55.03 Billion |
€-52.14 Billion ≈ $-60.95 Billion |
-1.108x | -27.72% |
| 2005-12-31 | €39.52 Billion ≈ $46.20 Billion |
€-34.27 Billion ≈ $-40.07 Billion |
-0.867x | -134.09% |
| 2004-12-31 | €36.50 Billion ≈ $42.67 Billion |
€-13.52 Billion ≈ $-15.81 Billion |
-0.370x | -2739.91% |
| 1996-12-31 | €110.94 Billion ≈ $129.70 Billion |
€1.56 Billion ≈ $1.82 Billion |
0.014x | +29.31% |
| 1995-12-31 | €98.27 Billion ≈ $114.89 Billion |
€1.07 Billion ≈ $1.25 Billion |
0.011x | +9.66% |
| 1994-12-31 | €86.52 Billion ≈ $101.15 Billion |
€856.23 Million ≈ $1.00 Billion |
0.010x | -97.73% |
| 1993-12-31 | €3.60 Billion ≈ $4.21 Billion |
€1.57 Billion ≈ $1.83 Billion |
0.436x | +42.20% |
| 1992-12-31 | €2.88 Billion ≈ $3.37 Billion |
€884.32 Million ≈ $1.03 Billion |
0.307x | -29.80% |
| 1991-12-31 | €2.52 Billion ≈ $2.94 Billion |
€1.10 Billion ≈ $1.29 Billion |
0.437x | -- |
About Banco Santander S.A.
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, an… Read more