ChoiceOne Financial Services Inc (COFS) — Capital Reinvestment Ratio
ChoiceOne Financial Services Inc (COFS) has a Capital Reinvestment Ratio of 0.15x as of December 2025, meaning it reinvests 0% of its operating cash flow ($14.03 Million) in capital expenditures ($2.12 Million). Check COFS intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
ChoiceOne Financial Services Inc Capital Reinvestment Ratio (1994–2025)
This chart tracks ChoiceOne Financial Services Inc's Capital Reinvestment Ratio across 31 annual periods. For the full cash flow conversion analysis, see ChoiceOne Financial Services Inc cash flow conversion.
Annual Capital Reinvestment Ratio for ChoiceOne Financial Services Inc (1994–2025)
Year-by-year Capital Reinvestment Ratio for ChoiceOne Financial Services Inc from 1994 to 2025. See cash generation quality of ChoiceOne Financial Services Inc to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.32x | $20.65 Million | $6.63 Million | ▲ +815.0% |
| 2024 | 0.04x | $48.65 Million | $1.71 Million | ▼ -61.5% |
| 2023 | 0.09x | $46.48 Million | $4.23 Million | ▲ +252.3% |
| 2022 | 0.03x | $45.02 Million | $1.16 Million | ▼ -64.7% |
| 2021 | 0.07x | $37.70 Million | $2.76 Million | ▼ -66.5% |
| 2020 | 0.22x | $8.48 Million | $1.85 Million | ▲ +162.4% |
| 2019 | 0.08x | $9.20 Million | $766.00K | ▼ -80.3% |
| 2018 | 0.42x | $9.96 Million | $4.21 Million | ▲ +106.5% |
| 2017 | 0.20x | $8.09 Million | $1.66 Million | ▲ +23.0% |
| 2016 | 0.17x | $10.93 Million | $1.82 Million | ▼ -36.2% |
| 2015 | 0.26x | $3.98 Million | $1.04 Million | ▲ +148.1% |
| 2014 | 0.11x | $7.47 Million | $786.00K | ▲ +36.1% |
| 2013 | 0.08x | $10.36 Million | $801.00K | ▼ -19.1% |
| 2012 | 0.10x | $9.64 Million | $921.00K | ▲ +140.1% |
| 2011 | 0.04x | $12.54 Million | $499.00K | ▼ -75.7% |
| 2010 | 0.16x | $9.22 Million | $1.51 Million | ▲ +85.2% |
| 2009 | 0.09x | $9.23 Million | $816.00K | ▼ -16.4% |
| 2008 | 0.11x | $7.23 Million | $764.00K | ▲ +30.4% |
| 2007 | 0.08x | $6.51 Million | $528.00K | ▼ -74.6% |
| 2005 | 0.32x | $3.83 Million | $1.23 Million | ▲ +19.9% |
| 2004 | 0.27x | $5.56 Million | $1.48 Million | ▲ +548.7% |
| 2003 | 0.04x | $5.48 Million | $225.00K | ▼ -47.7% |
| 2002 | 0.08x | $4.21 Million | $331.00K | ▼ -47.5% |
| 2001 | 0.15x | $2.59 Million | $388.00K | ▼ -57.0% |
| 2000 | 0.35x | $3.17 Million | $1.10 Million | ▼ -19.0% |
| 1999 | 0.43x | $3.12 Million | $1.34 Million | ▼ -35.9% |
| 1998 | 0.67x | $1.20 Million | $804.00K | ▲ +210.9% |
| 1997 | 0.22x | $4.62 Million | $996.00K | ▼ -41.1% |
| 1996 | 0.37x | $2.08 Million | $762.00K | ▲ +242.4% |
| 1995 | 0.11x | $2.21 Million | $236.00K | ▲ +596.8% |
| 1994 | 0.02x | $2.35 Million | $36.00K | — |