ChoiceOne Financial Services Inc (COFS) — Cash Flow Reinvestment Rate
ChoiceOne Financial Services Inc (COFS) has a Cash Flow Reinvestment Rate of 0.26x as of December 2025, reinvesting $3.71 Million (capex $2.12 Million plus investments $-1.59 Million) from operating cash flow of $14.03 Million. Explore reinvestment intensity of ChoiceOne Financial Services Inc to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
ChoiceOne Financial Services Inc Cash Flow Reinvestment Rate (1994–2025)
Historical reinvestment intensity for ChoiceOne Financial Services Inc across 31 annual periods. Also explore balance sheet size of ChoiceOne Financial Services Inc for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for ChoiceOne Financial Services Inc (1994–2025)
Year-by-year capital reinvestment analysis for ChoiceOne Financial Services Inc. For live market cap and broader valuation context, see ChoiceOne Financial Services Inc market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.01x | $41.43 Million | $20.65 Million | $6.63 Million | ▼ -2.0% |
| 2024 | 2.05x | $99.62 Million | $48.65 Million | $1.71 Million | ▼ -48.7% |
| 2023 | 3.99x | $185.60 Million | $46.48 Million | $4.23 Million | ▲ +100.9% |
| 2022 | 1.99x | $89.47 Million | $45.02 Million | $1.16 Million | ▼ -85.3% |
| 2021 | 13.56x | $511.37 Million | $37.70 Million | $2.76 Million | ▼ -59.8% |
| 2020 | 33.78x | $286.39 Million | $8.48 Million | $1.85 Million | ▲ +1702.4% |
| 2019 | 1.87x | $17.25 Million | $9.20 Million | $766.00K | ▼ -57.5% |
| 2018 | 4.41x | $43.85 Million | $9.96 Million | $4.21 Million | ▲ +78.6% |
| 2017 | 2.47x | $19.96 Million | $8.09 Million | $1.66 Million | ▼ -37.7% |
| 2016 | 3.96x | $43.30 Million | $10.93 Million | $1.82 Million | ▼ -17.0% |
| 2015 | 4.77x | $18.98 Million | $3.98 Million | $1.04 Million | ▲ +460.4% |
| 2014 | 0.85x | $6.36 Million | $7.47 Million | $786.00K | ▲ +1001.7% |
| 2013 | 0.08x | $801.00K | $10.36 Million | $801.00K | ▼ -95.6% |
| 2012 | 1.76x | $16.95 Million | $9.64 Million | $921.00K | ▲ +4320.5% |
| 2011 | 0.04x | $499.00K | $12.54 Million | $499.00K | ▼ -75.7% |
| 2010 | 0.16x | $1.51 Million | $9.22 Million | $1.51 Million | ▲ +85.2% |
| 2009 | 0.09x | $816.00K | $9.23 Million | $816.00K | ▼ -16.4% |
| 2008 | 0.11x | $764.00K | $7.23 Million | $764.00K | ▲ +30.4% |
| 2007 | 0.08x | $528.00K | $6.51 Million | $528.00K | ▼ -74.6% |
| 2005 | 0.32x | $1.23 Million | $3.83 Million | $1.23 Million | ▲ +19.9% |
| 2004 | 0.27x | $1.48 Million | $5.56 Million | $1.48 Million | ▲ +548.7% |
| 2003 | 0.04x | $225.00K | $5.48 Million | $225.00K | ▼ -47.7% |
| 2002 | 0.08x | $331.00K | $4.21 Million | $331.00K | ▼ -47.5% |
| 2001 | 0.15x | $388.00K | $2.59 Million | $388.00K | ▼ -57.0% |
| 2000 | 0.35x | $1.10 Million | $3.17 Million | $1.10 Million | ▼ -19.0% |
| 1999 | 0.43x | $1.34 Million | $3.12 Million | $1.34 Million | ▼ -35.9% |
| 1998 | 0.67x | $804.00K | $1.20 Million | $804.00K | ▲ +210.9% |
| 1997 | 0.22x | $996.00K | $4.62 Million | $996.00K | ▼ -41.1% |
| 1996 | 0.37x | $762.00K | $2.08 Million | $762.00K | ▲ +242.4% |
| 1995 | 0.11x | $236.00K | $2.21 Million | $236.00K | ▲ +596.8% |
| 1994 | 0.02x | $36.00K | $2.35 Million | $36.00K | — |