ChoiceOne Financial Services Inc (COFS) — Cash Flow Reinvestment Rate
ChoiceOne Financial Services Inc (COFS) has a Cash Flow Reinvestment Rate of 0.26x as of December 2025, reinvesting $3.71 Million (capex $2.12 Million plus investments $-1.59 Million) from operating cash flow of $14.03 Million. See ChoiceOne Financial Services Inc (COFS) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
ChoiceOne Financial Services Inc Cash Flow Reinvestment Rate (1994–2025)
Historical reinvestment intensity for ChoiceOne Financial Services Inc across 31 annual periods. For the full cash flow conversion analysis, see COFS operating cash flow.
Annual Cash Flow Reinvestment Rate for ChoiceOne Financial Services Inc (1994–2025)
Year-by-year capital reinvestment analysis for ChoiceOne Financial Services Inc. See financial flexibility index of ChoiceOne Financial Services Inc to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.01x | $41.43 Million | $20.65 Million | $6.63 Million | ▼ -2.0% |
| 2024 | 2.05x | $99.62 Million | $48.65 Million | $1.71 Million | ▼ -48.7% |
| 2023 | 3.99x | $185.60 Million | $46.48 Million | $4.23 Million | ▲ +100.9% |
| 2022 | 1.99x | $89.47 Million | $45.02 Million | $1.16 Million | ▼ -85.3% |
| 2021 | 13.56x | $511.37 Million | $37.70 Million | $2.76 Million | ▼ -59.8% |
| 2020 | 33.78x | $286.39 Million | $8.48 Million | $1.85 Million | ▲ +1702.4% |
| 2019 | 1.87x | $17.25 Million | $9.20 Million | $766.00K | ▼ -57.5% |
| 2018 | 4.41x | $43.85 Million | $9.96 Million | $4.21 Million | ▲ +78.6% |
| 2017 | 2.47x | $19.96 Million | $8.09 Million | $1.66 Million | ▼ -37.7% |
| 2016 | 3.96x | $43.30 Million | $10.93 Million | $1.82 Million | ▼ -17.0% |
| 2015 | 4.77x | $18.98 Million | $3.98 Million | $1.04 Million | ▲ +460.4% |
| 2014 | 0.85x | $6.36 Million | $7.47 Million | $786.00K | ▲ +1001.7% |
| 2013 | 0.08x | $801.00K | $10.36 Million | $801.00K | ▼ -95.6% |
| 2012 | 1.76x | $16.95 Million | $9.64 Million | $921.00K | ▲ +4320.5% |
| 2011 | 0.04x | $499.00K | $12.54 Million | $499.00K | ▼ -75.7% |
| 2010 | 0.16x | $1.51 Million | $9.22 Million | $1.51 Million | ▲ +85.2% |
| 2009 | 0.09x | $816.00K | $9.23 Million | $816.00K | ▼ -16.4% |
| 2008 | 0.11x | $764.00K | $7.23 Million | $764.00K | ▲ +30.4% |
| 2007 | 0.08x | $528.00K | $6.51 Million | $528.00K | ▼ -74.6% |
| 2005 | 0.32x | $1.23 Million | $3.83 Million | $1.23 Million | ▲ +19.9% |
| 2004 | 0.27x | $1.48 Million | $5.56 Million | $1.48 Million | ▲ +548.7% |
| 2003 | 0.04x | $225.00K | $5.48 Million | $225.00K | ▼ -47.7% |
| 2002 | 0.08x | $331.00K | $4.21 Million | $331.00K | ▼ -47.5% |
| 2001 | 0.15x | $388.00K | $2.59 Million | $388.00K | ▼ -57.0% |
| 2000 | 0.35x | $1.10 Million | $3.17 Million | $1.10 Million | ▼ -19.0% |
| 1999 | 0.43x | $1.34 Million | $3.12 Million | $1.34 Million | ▼ -35.9% |
| 1998 | 0.67x | $804.00K | $1.20 Million | $804.00K | ▲ +210.9% |
| 1997 | 0.22x | $996.00K | $4.62 Million | $996.00K | ▼ -41.1% |
| 1996 | 0.37x | $762.00K | $2.08 Million | $762.00K | ▲ +242.4% |
| 1995 | 0.11x | $236.00K | $2.21 Million | $236.00K | ▲ +596.8% |
| 1994 | 0.02x | $36.00K | $2.35 Million | $36.00K | — |