ChoiceOne Financial Services Inc Cash Flow Reinvestment Rate
ChoiceOne Financial Services Inc cash flow reinvestment rate. ChoiceOne Financial Services Inc (COFS) has a Cash Flow Reinvestment Rate of 0.26x as of December 2025, reinvesting $3.71 Million (capex $2.12 Million plus investments $-1.59 Million) from operating cash flow of $14.03 Million. Explore COFS debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of ChoiceOne Financial Services Inc (1994–2025)
Cash flow reinvestment rate of ChoiceOne Financial Services Inc from 1994 to 2025. Historical reinvestment intensity for ChoiceOne Financial Services Inc across 31 annual periods. Explore ChoiceOne Financial Services Inc (COFS) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
ChoiceOne Financial Services Inc Cash Flow Reinvestment Rate by Year (1994–2025)
ChoiceOne Financial Services Inc cash flow reinvestment rate by year from 1994 to 2025. Year-by-year capital reinvestment analysis for ChoiceOne Financial Services Inc. For the full cash flow conversion analysis, see how efficiently does ChoiceOne Financial Services Inc generate cash.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.01x | $41.43 Million | $20.65 Million | $6.63 Million | ▼ -2.0% |
| 2024 | 2.05x | $99.62 Million | $48.65 Million | $1.71 Million | ▼ -48.7% |
| 2023 | 3.99x | $185.60 Million | $46.48 Million | $4.23 Million | ▲ +100.9% |
| 2022 | 1.99x | $89.47 Million | $45.02 Million | $1.16 Million | ▼ -85.3% |
| 2021 | 13.56x | $511.37 Million | $37.70 Million | $2.76 Million | ▼ -59.8% |
| 2020 | 33.78x | $286.39 Million | $8.48 Million | $1.85 Million | ▲ +1702.4% |
| 2019 | 1.87x | $17.25 Million | $9.20 Million | $766.00K | ▼ -57.5% |
| 2018 | 4.41x | $43.85 Million | $9.96 Million | $4.21 Million | ▲ +78.6% |
| 2017 | 2.47x | $19.96 Million | $8.09 Million | $1.66 Million | ▼ -37.7% |
| 2016 | 3.96x | $43.30 Million | $10.93 Million | $1.82 Million | ▼ -17.0% |
| 2015 | 4.77x | $18.98 Million | $3.98 Million | $1.04 Million | ▲ +460.4% |
| 2014 | 0.85x | $6.36 Million | $7.47 Million | $786.00K | ▲ +1001.7% |
| 2013 | 0.08x | $801.00K | $10.36 Million | $801.00K | ▼ -95.6% |
| 2012 | 1.76x | $16.95 Million | $9.64 Million | $921.00K | ▲ +4320.5% |
| 2011 | 0.04x | $499.00K | $12.54 Million | $499.00K | ▼ -75.7% |
| 2010 | 0.16x | $1.51 Million | $9.22 Million | $1.51 Million | ▲ +85.2% |
| 2009 | 0.09x | $816.00K | $9.23 Million | $816.00K | ▼ -16.4% |
| 2008 | 0.11x | $764.00K | $7.23 Million | $764.00K | ▲ +30.4% |
| 2007 | 0.08x | $528.00K | $6.51 Million | $528.00K | ▼ -74.6% |
| 2005 | 0.32x | $1.23 Million | $3.83 Million | $1.23 Million | ▲ +19.9% |
| 2004 | 0.27x | $1.48 Million | $5.56 Million | $1.48 Million | ▲ +548.7% |
| 2003 | 0.04x | $225.00K | $5.48 Million | $225.00K | ▼ -47.7% |
| 2002 | 0.08x | $331.00K | $4.21 Million | $331.00K | ▼ -47.5% |
| 2001 | 0.15x | $388.00K | $2.59 Million | $388.00K | ▼ -57.0% |
| 2000 | 0.35x | $1.10 Million | $3.17 Million | $1.10 Million | ▼ -19.0% |
| 1999 | 0.43x | $1.34 Million | $3.12 Million | $1.34 Million | ▼ -35.9% |
| 1998 | 0.67x | $804.00K | $1.20 Million | $804.00K | ▲ +210.9% |
| 1997 | 0.22x | $996.00K | $4.62 Million | $996.00K | ▼ -41.1% |
| 1996 | 0.37x | $762.00K | $2.08 Million | $762.00K | ▲ +242.4% |
| 1995 | 0.11x | $236.00K | $2.21 Million | $236.00K | ▲ +596.8% |
| 1994 | 0.02x | $36.00K | $2.35 Million | $36.00K | — |