ChoiceOne Financial Services Inc Free Cash Flow Generation Index
ChoiceOne Financial Services Inc free cash flow generation index. ChoiceOne Financial Services Inc (COFS) has a Free Cash Flow Generation Index of 0.85x as of December 2025. Free cash flow of $11.92 Million represents 1% of operating cash flow ($14.03 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of ChoiceOne Financial Services Inc (1994–2025)
Free cash flow generation index of ChoiceOne Financial Services Inc from 1994 to 2025. Historical FCF Generation Index trend for ChoiceOne Financial Services Inc across 31 annual periods. See how financially flexible is ChoiceOne Financial Services Inc to measure the company's free cash flow as a share of total liabilities.
ChoiceOne Financial Services Inc Free Cash Flow Generation Index by Year (1994–2025)
ChoiceOne Financial Services Inc free cash flow generation index by year from 1994 to 2025. Year-by-year Free Cash Flow Generation Index for ChoiceOne Financial Services Inc. For the full cash flow conversion analysis, see cash efficiency ratio of ChoiceOne Financial Services Inc.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.68x | $14.03 Million | $20.65 Million | $6.63 Million | ▼ -29.6% |
| 2024 | 0.96x | $46.94 Million | $48.65 Million | $1.71 Million | ▲ +6.2% |
| 2023 | 0.91x | $42.25 Million | $46.48 Million | $4.23 Million | ▼ -6.7% |
| 2022 | 0.97x | $43.85 Million | $45.02 Million | $1.16 Million | ▲ +5.1% |
| 2021 | 0.93x | $34.94 Million | $37.70 Million | $2.76 Million | ▲ +18.6% |
| 2020 | 0.78x | $6.63 Million | $8.48 Million | $1.85 Million | ▼ -14.7% |
| 2019 | 0.92x | $8.44 Million | $9.20 Million | $766.00K | ▲ +58.8% |
| 2018 | 0.58x | $5.75 Million | $9.96 Million | $4.21 Million | ▼ -27.4% |
| 2017 | 0.80x | $6.43 Million | $8.09 Million | $1.66 Million | ▼ -4.6% |
| 2016 | 0.83x | $9.11 Million | $10.93 Million | $1.82 Million | ▲ +12.8% |
| 2015 | 0.74x | $2.94 Million | $3.98 Million | $1.04 Million | ▼ -17.4% |
| 2014 | 0.89x | $6.69 Million | $7.47 Million | $786.00K | ▼ -3.0% |
| 2013 | 0.92x | $9.56 Million | $10.36 Million | $801.00K | ▲ +2.0% |
| 2012 | 0.90x | $8.72 Million | $9.64 Million | $921.00K | ▼ -5.8% |
| 2011 | 0.96x | $12.05 Million | $12.54 Million | $499.00K | ▲ +14.8% |
| 2010 | 0.84x | $7.71 Million | $9.22 Million | $1.51 Million | ▼ -8.3% |
| 2009 | 0.91x | $8.42 Million | $9.23 Million | $816.00K | ▲ +1.9% |
| 2008 | 0.89x | $6.47 Million | $7.23 Million | $764.00K | ▼ -2.7% |
| 2007 | 0.92x | $5.99 Million | $6.51 Million | $528.00K | ▲ +35.1% |
| 2005 | 0.68x | $2.61 Million | $3.83 Million | $1.23 Million | ▼ -7.2% |
| 2004 | 0.73x | $4.08 Million | $5.56 Million | $1.48 Million | ▼ -23.5% |
| 2003 | 0.96x | $5.25 Million | $5.48 Million | $225.00K | ▲ +4.1% |
| 2002 | 0.92x | $3.88 Million | $4.21 Million | $331.00K | ▲ +8.4% |
| 2001 | 0.85x | $2.20 Million | $2.59 Million | $388.00K | ▲ +30.4% |
| 2000 | 0.65x | $2.06 Million | $3.17 Million | $1.10 Million | ▲ +14.3% |
| 1999 | 0.57x | $1.78 Million | $3.12 Million | $1.34 Million | ▲ +72.7% |
| 1998 | 0.33x | $397.00K | $1.20 Million | $804.00K | ▼ -57.9% |
| 1997 | 0.78x | $3.63 Million | $4.62 Million | $996.00K | ▲ +23.7% |
| 1996 | 0.63x | $1.32 Million | $2.08 Million | $762.00K | ▼ -29.0% |
| 1995 | 0.89x | $1.97 Million | $2.21 Million | $236.00K | ▼ -9.3% |
| 1994 | 0.98x | $2.31 Million | $2.35 Million | $36.00K | — |