Independent Bank Corporation Capital Reinvestment Ratio
Independent Bank Corporation capital reinvestment ratio. Independent Bank Corporation (IBCP) has a Capital Reinvestment Ratio of 0.22x as of June 2026, meaning it reinvests 0% of its operating cash flow ($20.97 Million) in capital expenditures ($4.61 Million). Check Independent Bank Corporation cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of Independent Bank Corporation (1989–2025)
Capital reinvestment ratio of Independent Bank Corporation from 1989 to 2025. This chart tracks Independent Bank Corporation's Capital Reinvestment Ratio across 33 annual periods. Also explore IBCP net assets growth trend to track the company's year-over-year net asset growth rate.
Independent Bank Corporation Capital Reinvestment Ratio by Year (1989–2025)
Independent Bank Corporation capital reinvestment ratio by year from 1989 to 2025. For the full cash flow conversion analysis, see Independent Bank Corporation cash flow conversion.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.08x | $76.66 Million | $6.49 Million | ▼ -32.7% |
| 2024 | 0.13x | $63.15 Million | $7.95 Million | ▲ +58.0% |
| 2023 | 0.08x | $75.59 Million | $6.02 Million | ▲ +32.8% |
| 2022 | 0.06x | $94.63 Million | $5.68 Million | ▲ +13.3% |
| 2021 | 0.05x | $110.15 Million | $5.84 Million | ▼ -29.1% |
| 2020 | 0.07x | $58.68 Million | $4.38 Million | ▼ -47.8% |
| 2019 | 0.14x | $34.49 Million | $4.94 Million | ▲ +66.5% |
| 2018 | 0.09x | $44.92 Million | $3.86 Million | ▼ -21.8% |
| 2017 | 0.11x | $38.61 Million | $4.24 Million | ▼ -24.7% |
| 2016 | 0.15x | $23.70 Million | $3.46 Million | ▼ -23.4% |
| 2015 | 0.19x | $22.86 Million | $4.35 Million | ▼ -42.1% |
| 2014 | 0.33x | $13.07 Million | $4.30 Million | ▲ +104.5% |
| 2013 | 0.16x | $52.07 Million | $8.37 Million | ▼ -10.7% |
| 2012 | 0.18x | $29.39 Million | $5.29 Million | ▲ +129.4% |
| 2011 | 0.08x | $35.41 Million | $2.78 Million | ▼ -95.7% |
| 2009 | 1.83x | $4.38 Million | $8.00 Million | ▲ +366.8% |
| 2008 | 0.39x | $20.76 Million | $8.13 Million | ▼ -32.6% |
| 2007 | 0.58x | $17.81 Million | $10.34 Million | ▼ -3.1% |
| 2006 | 0.60x | $22.23 Million | $13.32 Million | ▲ +108.3% |
| 2005 | 0.29x | $48.35 Million | $13.90 Million | ▲ +4.5% |
| 2004 | 0.28x | $42.60 Million | $11.72 Million | ▲ +429.1% |
| 2003 | 0.05x | $139.86 Million | $7.27 Million | ▼ -2.6% |
| 2000 | 0.05x | $30.81 Million | $1.65 Million | ▼ -62.1% |
| 1999 | 0.14x | $46.20 Million | $6.50 Million | ▼ -82.5% |
| 1997 | 0.81x | $7.70 Million | $6.20 Million | ▲ +150.3% |
| 1996 | 0.32x | $11.50 Million | $3.70 Million | ▲ +72.9% |
| 1995 | 0.19x | $8.60 Million | $1.60 Million | ▲ +44.5% |
| 1994 | 0.13x | $10.10 Million | $1.30 Million | ▼ -53.0% |
| 1993 | 0.27x | $7.30 Million | $2.00 Million | ▼ -21.7% |
| 1992 | 0.35x | $2.00 Million | $700.00K | ▲ +468.7% |
| 1991 | 0.06x | $6.50 Million | $400.00K | ▼ -66.2% |
| 1990 | 0.18x | $3.30 Million | $600.00K | ▼ -50.8% |
| 1989 | 0.37x | $4.60 Million | $1.70 Million | — |