Independent Bank Corporation Free Cash Flow Generation Index
Independent Bank Corporation free cash flow generation index. Independent Bank Corporation (IBCP) has a Free Cash Flow Generation Index of 1.22x as of June 2026. Free cash flow of $25.58 Million represents 1% of operating cash flow ($20.97 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Independent Bank Corporation (1989–2025)
Free cash flow generation index of Independent Bank Corporation from 1989 to 2025. Historical FCF Generation Index trend for Independent Bank Corporation across 33 annual periods. See IBCP FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Independent Bank Corporation Free Cash Flow Generation Index by Year (1989–2025)
Independent Bank Corporation free cash flow generation index by year from 1989 to 2025. Year-by-year Free Cash Flow Generation Index for Independent Bank Corporation. For the full cash flow conversion analysis, see IBCP operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.92x | $70.17 Million | $76.66 Million | $6.49 Million | ▲ +4.7% |
| 2024 | 0.87x | $55.20 Million | $63.15 Million | $7.95 Million | ▼ -5.0% |
| 2023 | 0.92x | $69.56 Million | $75.59 Million | $6.02 Million | ▼ -2.1% |
| 2022 | 0.94x | $88.95 Million | $94.63 Million | $5.68 Million | ▼ -0.7% |
| 2021 | 0.95x | $104.32 Million | $110.15 Million | $5.84 Million | ▲ +2.3% |
| 2020 | 0.93x | $54.30 Million | $58.68 Million | $4.38 Million | ▲ +8.0% |
| 2019 | 0.86x | $29.56 Million | $34.49 Million | $4.94 Million | ▼ -6.3% |
| 2018 | 0.91x | $41.06 Million | $44.92 Million | $3.86 Million | ▲ +2.7% |
| 2017 | 0.89x | $34.37 Million | $38.61 Million | $4.24 Million | ▲ +4.2% |
| 2016 | 0.85x | $20.25 Million | $23.70 Million | $3.46 Million | ▲ +5.5% |
| 2015 | 0.81x | $18.50 Million | $22.86 Million | $4.35 Million | ▲ +20.6% |
| 2014 | 0.67x | $8.77 Million | $13.07 Million | $4.30 Million | ▼ -20.0% |
| 2013 | 0.84x | $43.70 Million | $52.07 Million | $8.37 Million | ▲ +2.4% |
| 2012 | 0.82x | $24.10 Million | $29.39 Million | $5.29 Million | ▼ -11.6% |
| 2011 | 0.93x | $32.85 Million | $35.41 Million | $2.78 Million | ▲ +212.1% |
| 2009 | -0.83x | $-3.62 Million | $4.38 Million | $8.00 Million | ▼ -236.0% |
| 2008 | 0.61x | $12.63 Million | $20.76 Million | $8.13 Million | ▲ +45.1% |
| 2007 | 0.42x | $7.47 Million | $17.81 Million | $10.34 Million | ▲ +4.6% |
| 2006 | 0.40x | $8.92 Million | $22.23 Million | $13.32 Million | ▼ -43.7% |
| 2005 | 0.71x | $34.45 Million | $48.35 Million | $13.90 Million | ▼ -1.7% |
| 2004 | 0.72x | $30.88 Million | $42.60 Million | $11.72 Million | ▼ -23.5% |
| 2003 | 0.95x | $132.59 Million | $139.86 Million | $7.27 Million | ▲ +0.1% |
| 2000 | 0.95x | $29.17 Million | $30.81 Million | $1.65 Million | ▲ +10.2% |
| 1999 | 0.86x | $39.70 Million | $46.20 Million | $6.50 Million | ▲ +341.1% |
| 1997 | 0.19x | $1.50 Million | $7.70 Million | $6.20 Million | ▼ -71.3% |
| 1996 | 0.68x | $7.80 Million | $11.50 Million | $3.70 Million | ▼ -16.7% |
| 1995 | 0.81x | $7.00 Million | $8.60 Million | $1.60 Million | ▼ -6.6% |
| 1994 | 0.87x | $8.80 Million | $10.10 Million | $1.30 Million | ▲ +20.0% |
| 1993 | 0.73x | $5.30 Million | $7.30 Million | $2.00 Million | ▲ +11.7% |
| 1992 | 0.65x | $1.30 Million | $2.00 Million | $700.00K | ▼ -30.7% |
| 1991 | 0.94x | $6.10 Million | $6.50 Million | $400.00K | ▲ +14.7% |
| 1990 | 0.82x | $2.70 Million | $3.30 Million | $600.00K | ▲ +29.8% |
| 1989 | 0.63x | $2.90 Million | $4.60 Million | $1.70 Million | — |