United Community Banks, Inc. Capital Reinvestment Ratio
United Community Banks, Inc. capital reinvestment ratio. United Community Banks, Inc. (UCB) has a Capital Reinvestment Ratio of 0.04x as of September 2025, meaning it reinvests 0% of its operating cash flow ($123.09 Million) in capital expenditures ($5.39 Million). Check UCB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of United Community Banks, Inc. (1996–2024)
Capital reinvestment ratio of United Community Banks, Inc. from 1996 to 2024. This chart tracks United Community Banks, Inc.'s Capital Reinvestment Ratio across 29 annual periods. Also explore United Community Banks, Inc. annual equity growth to track the company's year-over-year net asset growth rate.
United Community Banks, Inc. Capital Reinvestment Ratio by Year (1996–2024)
United Community Banks, Inc. capital reinvestment ratio by year from 1996 to 2024. For the full cash flow conversion analysis, see UCB cash generation efficiency.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.13x | $349.73 Million | $47.04 Million | ▼ -45.4% |
| 2023 | 0.25x | $293.97 Million | $72.48 Million | ▲ +250.7% |
| 2022 | 0.07x | $607.31 Million | $42.70 Million | ▼ -4.6% |
| 2021 | 0.07x | $359.32 Million | $26.48 Million | ▼ -36.7% |
| 2020 | 0.12x | $158.68 Million | $18.46 Million | ▼ -14.5% |
| 2019 | 0.14x | $153.93 Million | $20.94 Million | ▲ +108.5% |
| 2018 | 0.07x | $270.01 Million | $17.62 Million | ▼ -38.8% |
| 2017 | 0.11x | $207.96 Million | $22.18 Million | ▼ -14.1% |
| 2016 | 0.12x | $139.91 Million | $17.38 Million | ▲ +33.7% |
| 2015 | 0.09x | $113.43 Million | $10.53 Million | ▲ +82.4% |
| 2014 | 0.05x | $99.28 Million | $5.05 Million | ▲ +19.8% |
| 2013 | 0.04x | $191.65 Million | $8.14 Million | ▲ +88.9% |
| 2012 | 0.02x | $183.08 Million | $4.12 Million | ▼ -52.6% |
| 2011 | 0.05x | $151.88 Million | $7.21 Million | ▼ -17.8% |
| 2010 | 0.06x | $123.39 Million | $7.13 Million | ▼ -45.8% |
| 2009 | 0.11x | $139.56 Million | $14.87 Million | ▲ +13.4% |
| 2008 | 0.09x | $121.31 Million | $11.39 Million | ▼ -70.9% |
| 2007 | 0.32x | $105.41 Million | $34.06 Million | ▼ -36.8% |
| 2006 | 0.51x | $50.65 Million | $25.88 Million | ▲ +205.9% |
| 2005 | 0.17x | $104.34 Million | $17.43 Million | ▼ -62.5% |
| 2004 | 0.45x | $34.01 Million | $15.14 Million | ▲ +129.2% |
| 2003 | 0.19x | $74.03 Million | $14.38 Million | ▼ -55.1% |
| 2002 | 0.43x | $30.06 Million | $12.99 Million | ▲ +35.4% |
| 2001 | 0.32x | $24.99 Million | $7.98 Million | ▼ -13.8% |
| 2000 | 0.37x | $19.35 Million | $7.17 Million | ▲ +3.0% |
| 1999 | 0.36x | $27.36 Million | $9.83 Million | ▼ -69.8% |
| 1998 | 1.19x | $11.24 Million | $13.38 Million | ▲ +71.7% |
| 1997 | 0.69x | $13.99 Million | $9.70 Million | ▲ +288.9% |
| 1996 | 0.18x | $17.37 Million | $3.10 Million | — |