United Community Banks, Inc. Free Cash Flow Generation Index
United Community Banks, Inc. free cash flow generation index. United Community Banks, Inc. (UCB) has a Free Cash Flow Generation Index of 0.96x as of September 2025. Free cash flow of $117.71 Million represents 1% of operating cash flow ($123.09 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of United Community Banks, Inc. (1996–2024)
Free cash flow generation index of United Community Banks, Inc. from 1996 to 2024. Historical FCF Generation Index trend for United Community Banks, Inc. across 29 annual periods. See United Community Banks, Inc. (UCB) financial flexibility to measure the company's free cash flow as a share of total liabilities.
United Community Banks, Inc. Free Cash Flow Generation Index by Year (1996–2024)
United Community Banks, Inc. free cash flow generation index by year from 1996 to 2024. Year-by-year Free Cash Flow Generation Index for United Community Banks, Inc.. For the full cash flow conversion analysis, see cash efficiency ratio of United Community Banks, Inc..
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.87x | $302.69 Million | $349.73 Million | $47.04 Million | ▲ +14.9% |
| 2023 | 0.75x | $221.49 Million | $293.97 Million | $72.48 Million | ▼ -19.0% |
| 2022 | 0.93x | $564.60 Million | $607.31 Million | $42.70 Million | ▲ +0.4% |
| 2021 | 0.93x | $332.84 Million | $359.32 Million | $26.48 Million | ▲ +4.8% |
| 2020 | 0.88x | $140.22 Million | $158.68 Million | $18.46 Million | ▲ +2.3% |
| 2019 | 0.86x | $132.99 Million | $153.93 Million | $20.94 Million | ▼ -7.6% |
| 2018 | 0.93x | $252.39 Million | $270.01 Million | $17.62 Million | ▲ +4.6% |
| 2017 | 0.89x | $185.78 Million | $207.96 Million | $22.18 Million | ▲ +2.0% |
| 2016 | 0.88x | $122.54 Million | $139.91 Million | $17.38 Million | ▼ -3.5% |
| 2015 | 0.91x | $102.89 Million | $113.43 Million | $10.53 Million | ▼ -4.4% |
| 2014 | 0.95x | $94.22 Million | $99.28 Million | $5.05 Million | ▼ -0.9% |
| 2013 | 0.96x | $183.51 Million | $191.65 Million | $8.14 Million | ▼ -2.0% |
| 2012 | 0.98x | $178.96 Million | $183.08 Million | $4.12 Million | ▲ +2.6% |
| 2011 | 0.95x | $144.67 Million | $151.88 Million | $7.21 Million | ▲ +1.1% |
| 2010 | 0.94x | $116.26 Million | $123.39 Million | $7.13 Million | ▲ +5.5% |
| 2009 | 0.89x | $124.69 Million | $139.56 Million | $14.87 Million | ▼ -1.4% |
| 2008 | 0.91x | $109.92 Million | $121.31 Million | $11.39 Million | ▲ +33.9% |
| 2007 | 0.68x | $71.35 Million | $105.41 Million | $34.06 Million | ▲ +38.4% |
| 2006 | 0.49x | $24.77 Million | $50.65 Million | $25.88 Million | ▼ -41.3% |
| 2005 | 0.83x | $86.91 Million | $104.34 Million | $17.43 Million | ▲ +50.2% |
| 2004 | 0.55x | $18.86 Million | $34.01 Million | $15.14 Million | ▼ -31.2% |
| 2003 | 0.81x | $59.65 Million | $74.03 Million | $14.38 Million | ▲ +41.9% |
| 2002 | 0.57x | $17.07 Million | $30.06 Million | $12.99 Million | ▼ -16.6% |
| 2001 | 0.68x | $17.01 Million | $24.99 Million | $7.98 Million | ▲ +8.1% |
| 2000 | 0.63x | $12.19 Million | $19.35 Million | $7.17 Million | ▼ -1.7% |
| 1999 | 0.64x | $17.53 Million | $27.36 Million | $9.83 Million | ▲ +435.5% |
| 1998 | -0.19x | $-2.15 Million | $11.24 Million | $13.38 Million | ▼ -162.3% |
| 1997 | 0.31x | $4.29 Million | $13.99 Million | $9.70 Million | ▼ -62.7% |
| 1996 | 0.82x | $14.27 Million | $17.37 Million | $3.10 Million | — |