Pepper Money Ltd (PPM) — Net Asset Quality Index
Pepper Money Ltd (PPM) has a Net Asset Quality Index of 4.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AU$18.40 Billion minus total liabilities of AU$17.53 Billion yields net assets of AU$869.90 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read PPM liabilities breakdown for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Pepper Money Ltd Net Asset Quality Index Over Time (2014–2025)
This chart shows how Pepper Money Ltd's Net Asset Quality Index has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the index stands at 4.7%, representing net assets of AU$869.90 Million against total assets of AU$18.40 Billion AUD. For live market cap and overall valuation, see Pepper Money Ltd (PPM) market capitalisation.
Annual Net Asset Quality Index for Pepper Money Ltd (2014–2025)
The table below presents the year-by-year Net Asset Quality Index for Pepper Money Ltd from 2014 to 2025, covering 12 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check PPM PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (AUD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 4.7% | AU$869.90 Million | AU$18.40 Billion | AU$17.53 Billion | ▼ -0.2 pp |
| 2024 | 4.9% | AU$855.60 Million | AU$17.47 Billion | AU$16.62 Billion | ▲ +0.6 pp |
| 2023 | 4.3% | AU$862.80 Million | AU$20.21 Billion | AU$19.34 Billion | ▼ -0.4 pp |
| 2022 | 4.7% | AU$926.80 Million | AU$19.92 Billion | AU$18.99 Billion | ▲ +0.4 pp |
| 2021 | 4.3% | AU$739.80 Million | AU$17.27 Billion | AU$16.53 Billion | ▲ +0.8 pp |
| 2020 | 3.5% | AU$499.90 Million | AU$14.34 Billion | AU$13.84 Billion | ▼ -1.6 pp |
| 2019 | 5.1% | AU$28.01 Million | AU$551.81 Million | AU$523.81 Million | ▲ +1.9 pp |
| 2018 | 3.2% | AU$543.46 Million | AU$17.22 Billion | AU$16.67 Billion | ▼ -1.5 pp |
| 2017 | 4.6% | AU$501.91 Million | AU$10.88 Billion | AU$10.38 Billion | ▼ -0.9 pp |
| 2016 | 5.5% | AU$454.21 Million | AU$8.31 Billion | AU$7.86 Billion | ▼ -0.8 pp |
| 2015 | 6.2% | AU$408.62 Million | AU$6.55 Billion | AU$6.14 Billion | ▲ +1.2 pp |
| 2014 | 5.1% | AU$247.51 Million | AU$4.87 Billion | AU$4.62 Billion | — |