Pepper Money Ltd (PPM) — Cash Flow-to-Debt Ratio
Pepper Money Ltd (PPM) has a Cash Flow-to-Debt Ratio of -0.05x as of December 2025, meaning its operating cash flow of AU$-878.20 Million could theoretically repay 0% of its total liabilities (AU$17.53 Billion) in one year. Explore PPM strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pepper Money Ltd Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Pepper Money Ltd across 12 annual periods. Also explore Pepper Money Ltd asset portfolio for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Pepper Money Ltd (2014–2025)
Year-by-year debt coverage analysis for Pepper Money Ltd. For market capitalisation and broader financial context, see market cap of Pepper Money Ltd.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.04x | AU$-714.80 Million | AU$17.53 Billion | ▼ -126.1% |
| 2024 | 0.16x | AU$2.60 Billion | AU$16.62 Billion | ▲ +2977.9% |
| 2023 | 0.01x | AU$98.30 Million | AU$19.34 Billion | ▲ +104.2% |
| 2022 | -0.12x | AU$-2.30 Billion | AU$18.99 Billion | ▲ +33.1% |
| 2021 | -0.18x | AU$-2.99 Billion | AU$16.53 Billion | ▼ -85.9% |
| 2020 | -0.10x | AU$-1.35 Billion | AU$13.84 Billion | ▲ +89.3% |
| 2019 | -0.91x | AU$-475.61 Million | AU$523.81 Million | ▼ -5263.6% |
| 2018 | 0.02x | AU$293.19 Million | AU$16.67 Billion | ▲ +79.1% |
| 2017 | 0.01x | AU$101.86 Million | AU$10.38 Billion | ▼ -48.8% |
| 2016 | 0.02x | AU$150.56 Million | AU$7.86 Billion | ▲ +13.6% |
| 2015 | 0.02x | AU$103.54 Million | AU$6.14 Billion | ▲ +73.0% |
| 2014 | 0.01x | AU$45.04 Million | AU$4.62 Billion | — |