Pepper Money Ltd (PPM) — Cash Flow-to-Debt Ratio
Pepper Money Ltd (PPM) has a Cash Flow-to-Debt Ratio of -0.05x as of December 2025, meaning its operating cash flow of AU$-878.20 Million could theoretically repay 0% of its total liabilities (AU$17.53 Billion) in one year. See Pepper Money Ltd free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pepper Money Ltd Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Pepper Money Ltd across 12 annual periods. Also explore net asset momentum of Pepper Money Ltd to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Pepper Money Ltd (2014–2025)
Year-by-year debt coverage analysis for Pepper Money Ltd. For market capitalisation and broader financial context, see Pepper Money Ltd market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.04x | AU$-714.80 Million | AU$17.53 Billion | ▼ -126.1% |
| 2024 | 0.16x | AU$2.60 Billion | AU$16.62 Billion | ▲ +2977.9% |
| 2023 | 0.01x | AU$98.30 Million | AU$19.34 Billion | ▲ +104.2% |
| 2022 | -0.12x | AU$-2.30 Billion | AU$18.99 Billion | ▲ +33.1% |
| 2021 | -0.18x | AU$-2.99 Billion | AU$16.53 Billion | ▼ -85.9% |
| 2020 | -0.10x | AU$-1.35 Billion | AU$13.84 Billion | ▲ +89.3% |
| 2019 | -0.91x | AU$-475.61 Million | AU$523.81 Million | ▼ -5263.6% |
| 2018 | 0.02x | AU$293.19 Million | AU$16.67 Billion | ▲ +79.1% |
| 2017 | 0.01x | AU$101.86 Million | AU$10.38 Billion | ▼ -48.8% |
| 2016 | 0.02x | AU$150.56 Million | AU$7.86 Billion | ▲ +13.6% |
| 2015 | 0.02x | AU$103.54 Million | AU$6.14 Billion | ▲ +73.0% |
| 2014 | 0.01x | AU$45.04 Million | AU$4.62 Billion | — |