SJF Bank A/S (SJF) - Cash Flow Conversion Efficiency

Latest as of June 2026: 0.190x

Based on the latest financial reports, SJF Bank A/S (SJF) has a cash flow conversion efficiency ratio of 0.190x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Dkr995.54 Million ≈ $155.76 Million USD) by net assets (Dkr5.24 Billion ≈ $819.83 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see SJF company net worth for the company's overall valuation and market capitalisation.

SJF Bank A/S - Cash Flow Conversion Efficiency Trend (2022–2025)

This chart illustrates how SJF Bank A/S's cash flow conversion efficiency has evolved over time, based on yearly financial data. View SJF Bank A/S (SJF) share price today for real-time trading data and today's change.

SJF Bank A/S Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of SJF Bank A/S ranked by their cash flow conversion efficiency. Review SJF free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.

Company	Cash Flow Conversion Efficiency
Universal Technical Institute Inc NYSE:UTI	0.030x
Wuxi Dk Electronic Materials Co Ltd SHE:300842	0.282x
Trupanion Inc NASDAQ:TRUP	0.051x
Hanza AB ST:HANZA	0.066x
Fujian Aonong Biological Technology Group Incorporation Ltd SHG:603363	0.009x
Selcuk Ecza Deposu Ticaret ve Sanayi AS IS:SELEC	-0.056x
Metals X Ltd AU:MLX	0.134x
Morgan Stanley Direct Lending Fund NYSE:MSDL	0.051x

Annual Cash Flow Conversion Efficiency for SJF Bank A/S (2022–2025)

The table below shows the annual cash flow conversion efficiency of SJF Bank A/S from 2022 to 2025. Also see SJF Bank A/S asset portfolio for a full breakdown of the balance sheet.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Dkr5.14 Billion ≈ $804.91 Million	Dkr-126.72 Million ≈ $-19.83 Million	-0.025x	-104.01%
2024-12-31	Dkr4.81 Billion ≈ $752.21 Million	Dkr2.95 Billion ≈ $461.67 Million	0.614x	+78.61%
2023-12-31	Dkr4.43 Billion ≈ $692.73 Million	Dkr1.52 Billion ≈ $238.04 Million	0.344x	+316.94%
2022-12-31	Dkr4.13 Billion ≈ $645.95 Million	Dkr-653.95 Million ≈ $-102.31 Million	-0.158x	--

About SJF Bank A/S

CO:SJF Denmark Banks - Regional

Market Cap

$1.14 Billion

Dkr7.26 Billion DKK

Market Cap Rank

#8296 Global

#46 in Denmark

Share Price

Dkr451.50

Change (1 day)

-1.85%

52-Week Range

Dkr330.00 - Dkr490.50

All Time High

Dkr490.50