SJF Bank A/S (SJF) — Financial Flexibility Index
SJF Bank A/S (SJF) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of Dkr1.03 Billion (operating CF Dkr995.54 Million minus capex Dkr31.92 Million) represents 0% of total liabilities (Dkr31.48 Billion). Explore SJF capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SJF Bank A/S Financial Flexibility Index (2022–2025)
Historical Financial Flexibility Index trend for SJF Bank A/S across 4 annual periods. Check SJF Bank A/S total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Financial Flexibility Index for SJF Bank A/S (2022–2025)
Year-by-year free cash flow to debt coverage for SJF Bank A/S. For the full cash flow conversion analysis, see how efficiently does SJF Bank A/S generate cash.
| Year | Flexibility Index | Free Cash Flow (DKK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Dkr246.71 Million | Dkr-126.72 Million | Dkr30.11 Billion | ▼ -92.8% |
| 2024 | 0.11x | Dkr3.09 Billion | Dkr2.95 Billion | Dkr27.30 Billion | ▲ +89.1% |
| 2023 | 0.06x | Dkr1.63 Billion | Dkr1.52 Billion | Dkr27.27 Billion | ▲ +403.9% |
| 2022 | -0.02x | Dkr-501.85 Million | Dkr-653.95 Million | Dkr25.50 Billion | — |