SJF Bank A/S (SJF) - Total Liabilities
Based on the latest financial reports, SJF Bank A/S (SJF) has total liabilities worth Dkr31.48 Billion DKK (≈ $4.92 Billion USD) as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore SJF Bank A/S strategic investment ratio to see how much of total assets are deployed in long-term investments.
SJF Bank A/S - Total Liabilities Trend (2022–2025)
This chart illustrates how SJF Bank A/S's total liabilities have evolved over time, based on quarterly financial data. See SJF cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
SJF Bank A/S Competitors by Total Liabilities
The table below lists competitors of SJF Bank A/S ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Hanza AB
ST:HANZA
|
Sweden | Skr5.14 Billion |
|
Trupanion Inc
NASDAQ:TRUP
|
USA | $521.14 Million |
|
Wuxi Dk Electronic Materials Co Ltd
SHE:300842
|
China | CN¥10.63 Billion |
|
Universal Technical Institute Inc
NYSE:UTI
|
USA | $553.56 Million |
|
Fujian Aonong Biological Technology Group Incorporation Ltd
SHG:603363
|
China | CN¥5.47 Billion |
|
Selcuk Ecza Deposu Ticaret ve Sanayi AS
IS:SELEC
|
Turkey | TL63.11 Billion |
|
Metals X Ltd
AU:MLX
|
Australia | AU$76.26 Million |
|
Morgan Stanley Direct Lending Fund
NYSE:MSDL
|
USA | $2.13 Billion |
Liability Composition Analysis (2022–2025)
This chart breaks down SJF Bank A/S's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see SJF Bank A/S asset portfolio.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.01 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.86 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SJF Bank A/S's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SJF Bank A/S (2022–2025)
The table below shows the annual total liabilities of SJF Bank A/S from 2022 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | Dkr30.11 Billion ≈ $4.71 Billion |
+10.29% |
| 2024-12-31 | Dkr27.30 Billion ≈ $4.27 Billion |
+0.10% |
| 2023-12-31 | Dkr27.27 Billion ≈ $4.27 Billion |
+6.94% |
| 2022-12-31 | Dkr25.50 Billion ≈ $3.99 Billion |
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About SJF Bank A/S
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its… Read more