SJF Bank A/S (SJF) — Free Cash Flow Generation Index

Latest as of December 2025: 0.86x

SJF Bank A/S (SJF) has a Free Cash Flow Generation Index of 0.86x as of December 2025. Free cash flow of Dkr474.18 Million represents 1% of operating cash flow (Dkr548.67 Million). For the full cash flow conversion analysis, see cash flow conversion of SJF Bank A/S.

FCF Generation Index

0.86x
Free Cash Flow / Operating CF

Free Cash Flow

Dkr474.18 Million
DKK

Operating Cash Flow

Dkr548.67 Million
DKK

Capital Expenditures

Dkr74.49 Million
DKK

SJF Bank A/S Free Cash Flow Generation Index (2023–2024)

Historical FCF Generation Index trend for SJF Bank A/S across 2 annual periods. Check SJF Bank A/S investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Free Cash Flow Generation for SJF Bank A/S (2023–2024)

Year-by-year Free Cash Flow Generation Index for SJF Bank A/S. Explore debt repayment capacity of SJF Bank A/S to assess how comfortably operating cash covers total debt obligations.

Year FCG Index Free Cash Flow (DKK) Operating CF Capital Expenditures YoY Change
2024 0.95x Dkr2.81 Billion Dkr2.95 Billion Dkr136.48 Million ▲ +2.8%
2023 0.93x Dkr1.41 Billion Dkr1.52 Billion Dkr109.46 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).