SJF Bank A/S (SJF) — Cash Flow Quality Index
SJF Bank A/S (SJF) has a Cash Flow Quality Index of 7.04x as of June 2026. Operating cash flow of Dkr995.54 Million exceeds net income of Dkr141.50 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of SJF Bank A/S to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SJF Bank A/S Cash Flow Quality Index (2022–2025)
Historical Cash Flow Quality Index for SJF Bank A/S across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. See SJF Bank A/S balance sheet quality to measure how much of total assets are equity-financed.
Annual Cash Flow Quality Index for SJF Bank A/S (2022–2025)
Year-by-year earnings quality comparison for SJF Bank A/S. For the full cash flow conversion analysis, see SJF cash generation efficiency.
| Year | Quality Index | Operating CF (DKK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.21x | Dkr-126.72 Million | Dkr611.59 Million | ▼ -104.4% |
| 2024 | 4.74x | Dkr2.95 Billion | Dkr623.12 Million | ▲ +73.8% |
| 2023 | 2.72x | Dkr1.52 Billion | Dkr558.42 Million | ▲ +254.9% |
| 2022 | -1.76x | Dkr-653.95 Million | Dkr371.76 Million | — |