M&T Bank Corporation (MTB) — Cash Flow Reinvestment Rate
M&T Bank Corporation (MTB) has a Cash Flow Reinvestment Rate of 2.23x as of March 2026, reinvesting $2.26 Billion (capex $96.00 Million plus investments $-2.16 Billion) from operating cash flow of $1.01 Billion. Explore how much does M&T Bank Corporation reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
M&T Bank Corporation Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for M&T Bank Corporation across 37 annual periods. Also explore M&T Bank Corporation (MTB) total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for M&T Bank Corporation (1989–2025)
Year-by-year capital reinvestment analysis for M&T Bank Corporation. For live market cap and broader valuation context, see MTB market cap.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.77x | $2.32 Billion | $3.00 Billion | $143.00 Million | ▲ +264.4% |
| 2024 | 0.21x | $766.00 Million | $3.61 Billion | $216.00 Million | ▼ -93.4% |
| 2023 | 3.20x | $12.48 Billion | $3.90 Billion | $256.00 Million | ▼ -8.0% |
| 2022 | 3.47x | $15.88 Billion | $4.57 Billion | $214.39 Million | ▼ -27.0% |
| 2021 | 4.76x | $12.91 Billion | $2.71 Billion | $149.21 Million | ▼ -82.4% |
| 2020 | 27.08x | $21.37 Billion | $789.19 Million | $172.29 Million | ▲ +3995.2% |
| 2019 | 0.66x | $1.56 Billion | $2.36 Billion | $178.05 Million | ▼ -12.6% |
| 2018 | 0.76x | $1.58 Billion | $2.09 Billion | $97.68 Million | ▼ -39.8% |
| 2017 | 1.26x | $3.50 Billion | $2.78 Billion | $78.97 Million | ▲ +27.2% |
| 2016 | 0.99x | $1.17 Billion | $1.18 Billion | $107.69 Million | ▼ -81.6% |
| 2015 | 5.37x | $9.35 Billion | $1.74 Billion | $81.94 Million | ▼ -47.5% |
| 2014 | 10.23x | $11.25 Billion | $1.10 Billion | $73.16 Million | ▲ +637.0% |
| 2013 | 1.39x | $1.29 Billion | $932.32 Million | $129.56 Million | ▼ -82.8% |
| 2012 | 8.05x | $4.02 Billion | $499.98 Million | $91.52 Million | ▲ +20275.4% |
| 2011 | 0.04x | $70.01 Million | $1.77 Billion | $70.01 Million | ▼ -82.0% |
| 2010 | 0.22x | $367.02 Million | $1.68 Billion | $70.46 Million | ▲ +341.8% |
| 2009 | 0.05x | $58.97 Million | $1.19 Billion | $58.97 Million | ▼ -16.4% |
| 2008 | 0.06x | $96.58 Million | $1.63 Billion | $96.58 Million | ▼ -27.9% |
| 2007 | 0.08x | $109.73 Million | $1.33 Billion | $109.73 Million | ▼ -51.7% |
| 2006 | 0.17x | $91.97 Million | $539.86 Million | $91.97 Million | ▼ -33.9% |
| 2005 | 0.26x | $76.91 Million | $298.37 Million | $76.91 Million | ▲ +108.5% |
| 2004 | 0.12x | $89.56 Million | $724.37 Million | $89.56 Million | ▲ +383.2% |
| 2003 | 0.03x | $31.63 Million | $1.24 Billion | $31.63 Million | ▼ -3.0% |
| 2002 | 0.03x | $16.84 Million | $638.42 Million | $16.84 Million | ▼ -82.9% |
| 2001 | 0.15x | $23.74 Million | $154.30 Million | $23.74 Million | ▲ +183.9% |
| 2000 | 0.05x | $18.78 Million | $346.64 Million | $18.78 Million | ▲ +43.5% |
| 1999 | 0.04x | $22.90 Million | $606.60 Million | $22.90 Million | ▼ -91.8% |
| 1998 | 0.46x | $16.80 Million | $36.60 Million | $16.80 Million | ▲ +1140.4% |
| 1997 | 0.04x | $13.30 Million | $359.40 Million | $13.30 Million | ▼ -57.3% |
| 1996 | 0.09x | $20.30 Million | $234.20 Million | $20.30 Million | ▼ -46.3% |
| 1995 | 0.16x | $17.50 Million | $108.50 Million | $17.50 Million | ▲ +688.2% |
| 1994 | 0.02x | $6.90 Million | $337.20 Million | $6.90 Million | ▼ -83.0% |
| 1993 | 0.12x | $22.30 Million | $184.80 Million | $22.30 Million | ▲ +18.5% |
| 1992 | 0.10x | $32.30 Million | $317.30 Million | $32.30 Million | ▼ -8.5% |
| 1991 | 0.11x | $28.90 Million | $259.70 Million | $28.90 Million | ▲ +24.2% |
| 1990 | 0.09x | $7.50 Million | $83.70 Million | $7.50 Million | ▼ -67.5% |
| 1989 | 0.28x | $6.70 Million | $24.30 Million | $6.70 Million | — |