M&T Bank Corporation (MTB) — Tangible Net Worth Ratio
M&T Bank Corporation (MTB) has a Tangible Net Worth Ratio of 99.8% as of March 2026. This metric is calculated by deducting intangible assets ($55.00 Million) from net assets ($27.97 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital to net assets of M&T Bank Corporation to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
M&T Bank Corporation Tangible Net Worth Ratio (1989–2025)
This chart shows how M&T Bank Corporation's Tangible Net Worth Ratio has changed across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 99.8%, reflecting net assets of $27.97 Billion with intangible assets of $55.00 Million USD. See defensive interval ratio of M&T Bank Corporation to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for M&T Bank Corporation (1989–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for M&T Bank Corporation from 1989 to 2025, covering 37 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see MTB stock market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.8% | $29.18 Billion | $64.00 Million | $213.51 Billion | ▲ +0.1 pp |
| 2024 | 99.7% | $29.03 Billion | $94.00 Million | $208.10 Billion | ▲ +0.2 pp |
| 2023 | 99.5% | $26.96 Billion | $147.00 Million | $208.26 Billion | ▲ +0.3 pp |
| 2022 | 99.2% | $25.32 Billion | $209.00 Million | $200.73 Billion | ▼ -0.8 pp |
| 2021 | 100.0% | $17.90 Billion | $4.00 Million | $155.11 Billion | ▲ +0.1 pp |
| 2020 | 99.9% | $16.19 Billion | $14.16 Million | $142.60 Billion | ▲ +0.1 pp |
| 2019 | 99.8% | $15.72 Billion | $29.03 Million | $119.87 Billion | ▲ +0.1 pp |
| 2018 | 99.7% | $15.46 Billion | $47.07 Million | $120.10 Billion | ▲ +0.1 pp |
| 2017 | 99.6% | $16.25 Billion | $71.59 Million | $118.59 Billion | ▲ +0.2 pp |
| 2016 | 99.4% | $16.49 Billion | $97.66 Million | $123.45 Billion | ▲ +0.3 pp |
| 2015 | 99.1% | $16.17 Billion | $140.27 Million | $122.79 Billion | ▼ -0.6 pp |
| 2014 | 99.7% | $12.34 Billion | $35.03 Million | $96.69 Billion | ▲ +0.3 pp |
| 2013 | 99.4% | $11.31 Billion | $68.85 Million | $85.16 Billion | ▲ +0.5 pp |
| 2012 | 98.9% | $10.20 Billion | $115.76 Million | $83.01 Billion | ▲ +0.8 pp |
| 2011 | 98.1% | $9.27 Billion | $176.39 Million | $77.92 Billion | ▼ -0.4 pp |
| 2010 | 98.5% | $8.36 Billion | $125.92 Million | $68.02 Billion | ▲ +0.8 pp |
| 2009 | 97.6% | $7.75 Billion | $182.42 Million | $68.88 Billion | ▲ +0.4 pp |
| 2008 | 97.3% | $6.78 Billion | $183.50 Million | $65.82 Billion | ▲ +1.1 pp |
| 2007 | 96.2% | $6.49 Billion | $248.56 Million | $64.88 Billion | ▲ +0.2 pp |
| 2006 | 96.0% | $6.28 Billion | $250.23 Million | $57.06 Billion | ▼ -2.1 pp |
| 2005 | 98.2% | $5.88 Billion | $108.26 Million | $55.15 Billion | ▲ +1.0 pp |
| 2004 | 97.1% | $5.73 Billion | $165.51 Million | $52.94 Billion | ▲ +1.3 pp |
| 2003 | 95.8% | $5.72 Billion | $240.83 Million | $49.83 Billion | ▼ -0.5 pp |
| 2002 | 96.3% | $3.21 Billion | $118.79 Million | $33.20 Billion | ▲ +33.2 pp |
| 2001 | 63.1% | $2.94 Billion | $1.08 Billion | $31.45 Billion | ▲ +0.4 pp |
| 2000 | 62.7% | $2.70 Billion | $1.01 Billion | $28.95 Billion | ▲ +2.7 pp |
| 1999 | 60.1% | $1.80 Billion | $717.60 Million | $22.41 Billion | ▲ +4.2 pp |
| 1998 | 55.8% | $1.60 Billion | $707.60 Million | $20.58 Billion | ▼ -44.2 pp |
| 1997 | 100.0% | $1.03 Billion | $0.00 | $14.00 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | $905.70 Million | $0.00 | $12.94 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | $846.30 Million | $0.00 | $11.96 Billion | ▲ +0.0 pp |
| 1994 | 100.0% | $721.00 Million | $0.00 | $10.53 Billion | ▲ +0.0 pp |
| 1993 | 100.0% | $723.90 Million | $0.00 | $10.37 Billion | ▲ +0.0 pp |
| 1992 | 100.0% | $626.80 Million | $0.00 | $9.59 Billion | ▲ +0.0 pp |
| 1991 | 100.0% | $535.80 Million | $0.00 | $9.17 Billion | ▲ +0.0 pp |
| 1990 | 100.0% | $437.20 Million | $0.00 | $7.72 Billion | ▲ +0.0 pp |
| 1989 | 100.0% | $406.30 Million | $0.00 | $6.23 Billion | — |