M&T Bank Corporation Defensive Interval Ratio
M&T Bank Corporation defensive interval ratio. M&T Bank Corporation (MTB) has a Defensive Interval Ratio of 3036 days as of June 2026. Defensive assets of $38.37 Billion (cash $-, short-term investments $38.37 Billion, receivables $-) cover 3036 days of daily cash needs of $12.64 Million/day. See working capital to net assets of M&T Bank Corporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of M&T Bank Corporation (1989–2025)
Defensive interval ratio of M&T Bank Corporation from 1989 to 2025. This chart shows how M&T Bank Corporation's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 3036 days, meaning defensive assets of $38.37 Billion can fund 3036 days of operations without new revenue. Check how resilient are M&T Bank Corporation's assets to evaluate the company's liquid asset resilience ratio.
M&T Bank Corporation Defensive Interval Ratio by Year (1989–2025)
M&T Bank Corporation defensive interval ratio by year from 1989 to 2025. The table below presents the year-by-year Defensive Interval Ratio for M&T Bank Corporation from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see M&T Bank Corporation asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 77 days | $36.65 Billion | $475.13 Million/day | $- | $36.65 Billion | ▲ +45 days |
| 2024 | 33 days | $14.45 Billion | $444.26 Million/day | $- | $14.45 Billion | ▲ +5 days |
| 2023 | 28 days | $13.25 Billion | $474.26 Million/day | $- | $10.44 Billion | ▼ 0 days |
| 2022 | 28 days | $13.33 Billion | $469.72 Million/day | $- | $10.75 Billion | ▲ +15 days |
| 2021 | 14 days | $5.05 Billion | $366.35 Million/day | $- | $3.96 Billion | ▼ -4 days |
| 2020 | 18 days | $6.07 Billion | $334.33 Million/day | $- | $4.82 Billion | ▼ -11 days |
| 2019 | 29 days | $7.73 Billion | $266.50 Million/day | $- | $6.32 Billion | ▼ -9 days |
| 2018 | 38 days | $10.09 Billion | $264.66 Million/day | $- | $8.68 Billion | ▼ -9 days |
| 2017 | 47 days | $12.32 Billion | $259.72 Million/day | $- | $10.90 Billion | ▼ -7 days |
| 2016 | 55 days | $14.75 Billion | $270.46 Million/day | $- | $13.33 Billion | ▲ +4 days |
| 2015 | 51 days | $13.60 Billion | $268.11 Million/day | $- | $12.24 Billion | ▲ +1 days |
| 2014 | 50 days | $10.49 Billion | $210.25 Million/day | $- | $9.16 Billion | ▲ +19 days |
| 2013 | 31 days | $5.93 Billion | $192.19 Million/day | $- | $4.53 Billion | ▼ -2 days |
| 2012 | 33 days | $6.21 Billion | $190.68 Million/day | $- | $4.74 Billion | ▼ -11 days |
| 2011 | 43 days | $7.76 Billion | $178.51 Million/day | $- | $6.23 Billion | ▼ -4 days |
| 2010 | 47 days | $7.06 Billion | $149.37 Million/day | $- | $5.41 Billion | ▼ -11 days |
| 2009 | 59 days | $8.58 Billion | $146.60 Million/day | $- | $6.70 Billion | ▼ -4 days |
| 2008 | 63 days | $8.57 Billion | $136.84 Million/day | $- | $6.85 Billion | ▼ -9 days |
| 2007 | 72 days | $10.00 Billion | $138.85 Million/day | $- | $8.38 Billion | ▲ +5 days |
| 2006 | 67 days | $8.25 Billion | $123.06 Million/day | $- | $6.83 Billion | ▼ -10 days |
| 2005 | 77 days | $9.22 Billion | $119.04 Million/day | $- | $7.93 Billion | ▲ +60 days |
| 2004 | 17 days | $1.91 Billion | $111.95 Million/day | $- | $189.12 Million | ▼ -2 days |
| 2003 | 19 days | $1.97 Billion | $105.68 Million/day | $- | $237.12 Million | ▼ -3 days |
| 2002 | 22 days | $1.53 Billion | $69.85 Million/day | $- | $371.99 Million | ▲ +5 days |
| 2001 | 17 days | $1.16 Billion | $68.63 Million/day | $- | $80.02 Million | ▼ 0 days |
| 2000 | 17 days | $1.06 Billion | $62.56 Million/day | $- | $54.69 Million | ▼ -22 days |
| 1999 | 39 days | $2.00 Billion | $51.61 Million/day | $- | $1.28 Billion | ▲ +20 days |
| 1998 | 18 days | $880.70 Million | $47.71 Million/day | $- | $173.10 Million | ▲ +3 days |
| 1997 | 16 days | $546.30 Million | $34.37 Million/day | $- | $57.30 Million | ▲ +7 days |
| 1996 | 9 days | $294.70 Million | $32.49 Million/day | $- | $37.30 Million | ▼ 0 days |
| 1995 | 9 days | $275.00 Million | $29.91 Million/day | $- | $9.70 Million | ▼ 0 days |
| 1994 | 10 days | $255.30 Million | $26.61 Million/day | $- | $5.40 Million | ▲ +4 days |
| 1993 | 6 days | $155.40 Million | $26.21 Million/day | $- | $9.80 Million | ▼ -3 days |
| 1992 | 9 days | $219.40 Million | $24.34 Million/day | $- | $53.50 Million | ▼ 0 days |
| 1991 | 9 days | $213.50 Million | $23.63 Million/day | $- | $43.00 Million | ▲ +3 days |
| 1990 | 6 days | $125.30 Million | $19.65 Million/day | $- | $125.30 Million | ▲ +2 days |
| 1989 | 5 days | $72.60 Million | $15.63 Million/day | $- | $72.60 Million | — |