Banco Patagonia (BPAT) — Cash Flow Quality Index
Banco Patagonia (BPAT) has a Cash Flow Quality Index of -0.40x as of December 2025. Operating cash flow of AR$-9.91 Billion is below net income of AR$24.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Patagonia strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Patagonia Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Patagonia across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco Patagonia tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banco Patagonia (2015–2025)
Year-by-year earnings quality comparison for Banco Patagonia. For live market cap and the full company financial profile, see BPAT stock market capitalisation.
| Year | Quality Index | Operating CF (ARS) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.16x | AR$562.70 Billion | AR$109.11 Billion | ▲ +127.5% |
| 2024 | 2.27x | AR$616.06 Billion | AR$271.78 Billion | ▲ +200.6% |
| 2023 | 0.75x | AR$138.45 Billion | AR$183.61 Billion | ▼ -84.1% |
| 2022 | 4.75x | AR$87.85 Billion | AR$18.50 Billion | ▼ -62.1% |
| 2021 | 12.53x | AR$87.85 Billion | AR$7.01 Billion | ▲ +321.6% |
| 2020 | -5.65x | AR$-59.26 Billion | AR$10.48 Billion | ▼ -263.8% |
| 2019 | 3.45x | AR$60.86 Billion | AR$17.63 Billion | ▲ +137.7% |
| 2018 | -9.16x | AR$-48.99 Billion | AR$5.35 Billion | ▼ -182.3% |
| 2017 | -3.24x | AR$-10.11 Billion | AR$3.12 Billion | ▼ -519.8% |
| 2016 | 0.77x | AR$2.47 Billion | AR$3.20 Billion | ▼ -18.5% |
| 2015 | 0.95x | AR$2.28 Billion | AR$2.41 Billion | — |