Banco Patagonia Cash Flow Quality Index
Banco Patagonia cash flow quality index. Banco Patagonia (BPAT) has a Cash Flow Quality Index of -0.40x as of December 2025. Operating cash flow of AR$-9.91 Billion is below net income of AR$24.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Banco Patagonia (BPAT) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Banco Patagonia (2015–2025)
Cash flow quality index of Banco Patagonia from 2015 to 2025. Historical Cash Flow Quality Index for Banco Patagonia across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Banco Patagonia to assess how comfortably operating cash covers total debt obligations.
Banco Patagonia Cash Flow Quality Index by Year (2015–2025)
Banco Patagonia cash flow quality index by year from 2015 to 2025. Year-by-year earnings quality comparison for Banco Patagonia. For the full cash flow conversion analysis, see BPAT operating cash flow.
| Year | Quality Index | Operating CF (ARS) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.16x | AR$562.70 Billion | AR$109.11 Billion | ▲ +127.5% |
| 2024 | 2.27x | AR$616.06 Billion | AR$271.78 Billion | ▲ +200.6% |
| 2023 | 0.75x | AR$138.45 Billion | AR$183.61 Billion | ▼ -84.1% |
| 2022 | 4.75x | AR$87.85 Billion | AR$18.50 Billion | ▼ -62.1% |
| 2021 | 12.53x | AR$87.85 Billion | AR$7.01 Billion | ▲ +321.6% |
| 2020 | -5.65x | AR$-59.26 Billion | AR$10.48 Billion | ▼ -263.8% |
| 2019 | 3.45x | AR$60.86 Billion | AR$17.63 Billion | ▲ +137.7% |
| 2018 | -9.16x | AR$-48.99 Billion | AR$5.35 Billion | ▼ -182.3% |
| 2017 | -3.24x | AR$-10.11 Billion | AR$3.12 Billion | ▼ -519.8% |
| 2016 | 0.77x | AR$2.47 Billion | AR$3.20 Billion | ▼ -18.5% |
| 2015 | 0.95x | AR$2.28 Billion | AR$2.41 Billion | — |