Banco Patagonia (BPAT) — Cash Flow Quality Index
Banco Patagonia (BPAT) has a Cash Flow Quality Index of -0.40x as of December 2025. Operating cash flow of AR$-9.91 Billion is below net income of AR$24.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Banco Patagonia generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Patagonia Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Patagonia across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BPAT total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Patagonia (2015–2025)
Year-by-year earnings quality comparison for Banco Patagonia. For live market cap and the full company financial profile, see BPAT company net worth.
| Year | Quality Index | Operating CF (ARS) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.16x | AR$562.70 Billion | AR$109.11 Billion | ▲ +127.5% |
| 2024 | 2.27x | AR$616.06 Billion | AR$271.78 Billion | ▲ +200.6% |
| 2023 | 0.75x | AR$138.45 Billion | AR$183.61 Billion | ▼ -84.1% |
| 2022 | 4.75x | AR$87.85 Billion | AR$18.50 Billion | ▼ -62.1% |
| 2021 | 12.53x | AR$87.85 Billion | AR$7.01 Billion | ▲ +321.6% |
| 2020 | -5.65x | AR$-59.26 Billion | AR$10.48 Billion | ▼ -263.8% |
| 2019 | 3.45x | AR$60.86 Billion | AR$17.63 Billion | ▲ +137.7% |
| 2018 | -9.16x | AR$-48.99 Billion | AR$5.35 Billion | ▼ -182.3% |
| 2017 | -3.24x | AR$-10.11 Billion | AR$3.12 Billion | ▼ -519.8% |
| 2016 | 0.77x | AR$2.47 Billion | AR$3.20 Billion | ▼ -18.5% |
| 2015 | 0.95x | AR$2.28 Billion | AR$2.41 Billion | — |