Banco Patagonia (BPAT) — Defensive Interval Ratio
Banco Patagonia (BPAT) has a Defensive Interval Ratio of 5 days as of June 2023. Defensive assets of AR$17.04 Billion (cash AR$-, short-term investments AR$-, receivables AR$17.04 Billion) cover 5 days of daily cash needs of AR$3.19 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Patagonia Defensive Interval Ratio (2015–2020)
This chart shows how Banco Patagonia's Defensive Interval Ratio has evolved across 6 annual periods from 2015 to 2020. As of June 2023, the ratio stands at 5 days, meaning defensive assets of AR$17.04 Billion can fund 5 days of operations without new revenue. For the complete balance sheet picture, see BPAT asset base.
Annual Defensive Interval Ratio for Banco Patagonia (2015–2020)
The table below presents the year-by-year Defensive Interval Ratio for Banco Patagonia from 2015 to 2020, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BPAT working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (ARS) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2020 | 2 days | AR$1.81 Billion | AR$1.01 Billion/day | AR$- | AR$- | ▼ -1 days |
| 2019 | 3 days | AR$1.67 Billion | AR$516.07 Million/day | AR$- | AR$- | ▼ -1 days |
| 2018 | 4 days | AR$1.37 Billion | AR$341.62 Million/day | AR$- | AR$663.43 Million | ▼ -2 days |
| 2017 | 6 days | AR$1.33 Billion | AR$225.94 Million/day | AR$- | AR$952.85 Million | ▼ -8 days |
| 2016 | 14 days | AR$2.04 Billion | AR$145.73 Million/day | AR$- | AR$- | ▲ +1 days |
| 2015 | 13 days | AR$1.69 Billion | AR$126.47 Million/day | AR$- | AR$- | — |