Banco Patagonia (BPAT) — Defensive Interval Ratio

Latest as of June 2023: 5 days

Banco Patagonia (BPAT) has a Defensive Interval Ratio of 5 days as of June 2023. Defensive assets of AR$17.04 Billion (cash AR$-, short-term investments AR$-, receivables AR$17.04 Billion) cover 5 days of daily cash needs of AR$3.19 Billion/day. Check BPAT tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

AR$17.04 Billion
Cash + ST Investments + Receivables

Daily Cash Need

AR$3.19 Billion
Current Liabilities ÷ 365

Current Liabilities

AR$1.16 Trillion
ARS

Banco Patagonia Defensive Interval Ratio (2015–2020)

This chart shows how Banco Patagonia's Defensive Interval Ratio has evolved across 6 annual periods from 2015 to 2020. As of June 2023, the ratio stands at 5 days, meaning defensive assets of AR$17.04 Billion can fund 5 days of operations without new revenue. Also explore BPAT year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Banco Patagonia (2015–2020)

The table below presents the year-by-year Defensive Interval Ratio for Banco Patagonia from 2015 to 2020, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco Patagonia (BPAT) total market value.

Year DIR (days) Defensive Assets (ARS) Daily Cash Need Cash ST Investments Change (days)
2020 2 days AR$1.81 Billion AR$1.01 Billion/day AR$- AR$- ▼ -1 days
2019 3 days AR$1.67 Billion AR$516.07 Million/day AR$- AR$- ▼ -1 days
2018 4 days AR$1.37 Billion AR$341.62 Million/day AR$- AR$663.43 Million ▼ -2 days
2017 6 days AR$1.33 Billion AR$225.94 Million/day AR$- AR$952.85 Million ▼ -8 days
2016 14 days AR$2.04 Billion AR$145.73 Million/day AR$- AR$- ▲ +1 days
2015 13 days AR$1.69 Billion AR$126.47 Million/day AR$- AR$-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)