Banco Patagonia (BPAT) — Financial Flexibility Index
Banco Patagonia (BPAT) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AR$-3.92 Billion (operating CF AR$-9.91 Billion minus capex AR$5.99 Billion) represents 0% of total liabilities (AR$7.11 Trillion). Check BPAT capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Patagonia Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Banco Patagonia across 11 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Banco Patagonia.
Annual Financial Flexibility Index for Banco Patagonia (2015–2025)
Year-by-year free cash flow to debt coverage for Banco Patagonia. Explore BPAT cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | AR$584.89 Billion | AR$562.70 Billion | AR$7.11 Trillion | ▼ -19.2% |
| 2024 | 0.10x | AR$626.36 Billion | AR$616.06 Billion | AR$6.15 Trillion | ▲ +225.8% |
| 2023 | 0.03x | AR$148.14 Billion | AR$138.45 Billion | AR$4.74 Trillion | ▼ -73.5% |
| 2022 | 0.12x | AR$88.82 Billion | AR$87.85 Billion | AR$753.85 Billion | ▼ -48.7% |
| 2021 | 0.23x | AR$88.82 Billion | AR$87.85 Billion | AR$386.53 Billion | ▲ +200.6% |
| 2020 | -0.23x | AR$-57.36 Billion | AR$-59.26 Billion | AR$251.03 Billion | ▼ -162.7% |
| 2019 | 0.36x | AR$61.74 Billion | AR$60.86 Billion | AR$169.47 Billion | ▲ +212.2% |
| 2018 | -0.32x | AR$-48.88 Billion | AR$-48.99 Billion | AR$150.53 Billion | ▼ -177.7% |
| 2017 | -0.12x | AR$-9.92 Billion | AR$-10.11 Billion | AR$84.86 Billion | ▼ -364.1% |
| 2016 | 0.04x | AR$2.78 Billion | AR$2.47 Billion | AR$62.88 Billion | ▼ -4.9% |
| 2015 | 0.05x | AR$2.51 Billion | AR$2.28 Billion | AR$53.90 Billion | — |