Banco Patagonia (BPAT) — Financial Flexibility Index
Banco Patagonia (BPAT) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AR$-3.92 Billion (operating CF AR$-9.91 Billion minus capex AR$5.99 Billion) represents 0% of total liabilities (AR$7.11 Trillion). Also explore BPAT net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Patagonia Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Banco Patagonia across 11 annual periods. Check BPAT strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Banco Patagonia (2015–2025)
Year-by-year free cash flow to debt coverage for Banco Patagonia. For the full company profile including market capitalisation, see BPAT market cap.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | AR$584.89 Billion | AR$562.70 Billion | AR$7.11 Trillion | ▼ -19.2% |
| 2024 | 0.10x | AR$626.36 Billion | AR$616.06 Billion | AR$6.15 Trillion | ▲ +225.8% |
| 2023 | 0.03x | AR$148.14 Billion | AR$138.45 Billion | AR$4.74 Trillion | ▼ -73.5% |
| 2022 | 0.12x | AR$88.82 Billion | AR$87.85 Billion | AR$753.85 Billion | ▼ -48.7% |
| 2021 | 0.23x | AR$88.82 Billion | AR$87.85 Billion | AR$386.53 Billion | ▲ +200.6% |
| 2020 | -0.23x | AR$-57.36 Billion | AR$-59.26 Billion | AR$251.03 Billion | ▼ -162.7% |
| 2019 | 0.36x | AR$61.74 Billion | AR$60.86 Billion | AR$169.47 Billion | ▲ +212.2% |
| 2018 | -0.32x | AR$-48.88 Billion | AR$-48.99 Billion | AR$150.53 Billion | ▼ -177.7% |
| 2017 | -0.12x | AR$-9.92 Billion | AR$-10.11 Billion | AR$84.86 Billion | ▼ -364.1% |
| 2016 | 0.04x | AR$2.78 Billion | AR$2.47 Billion | AR$62.88 Billion | ▼ -4.9% |
| 2015 | 0.05x | AR$2.51 Billion | AR$2.28 Billion | AR$53.90 Billion | — |