Banco Patagonia (BPAT) — Net Asset Quality Index
Banco Patagonia (BPAT) has a Net Asset Quality Index of 18.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AR$8.77 Trillion minus total liabilities of AR$7.11 Trillion yields net assets of AR$1.66 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See defensive interval ratio of Banco Patagonia to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco Patagonia Net Asset Quality Index Over Time (2015–2025)
This chart shows how Banco Patagonia's Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the index stands at 18.9%, representing net assets of AR$1.66 Trillion against total assets of AR$8.77 Trillion ARS. Explore BPAT operating cash flow to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Banco Patagonia (2015–2025)
The table below presents the year-by-year Net Asset Quality Index for Banco Patagonia from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Banco Patagonia worth.
| Year | Quality Index | Net Assets (ARS) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 18.9% | AR$1.66 Trillion | AR$8.77 Trillion | AR$7.11 Trillion | ▼ -2.9 pp |
| 2024 | 21.9% | AR$1.72 Trillion | AR$7.87 Trillion | AR$6.15 Trillion | ▲ +1.2 pp |
| 2023 | 20.6% | AR$1.23 Trillion | AR$5.97 Trillion | AR$4.74 Trillion | ▲ +3.1 pp |
| 2022 | 17.5% | AR$160.17 Billion | AR$914.03 Billion | AR$753.85 Billion | ▲ +1.5 pp |
| 2021 | 16.0% | AR$73.87 Billion | AR$460.40 Billion | AR$386.53 Billion | ▼ -0.6 pp |
| 2020 | 16.7% | AR$50.19 Billion | AR$301.22 Billion | AR$251.03 Billion | ▼ -1.1 pp |
| 2019 | 17.7% | AR$36.50 Billion | AR$205.96 Billion | AR$169.47 Billion | ▲ +5.3 pp |
| 2018 | 12.5% | AR$21.42 Billion | AR$171.94 Billion | AR$150.53 Billion | ▼ -0.4 pp |
| 2017 | 12.8% | AR$12.46 Billion | AR$97.32 Billion | AR$84.86 Billion | ▲ +0.0 pp |
| 2016 | 12.8% | AR$9.24 Billion | AR$72.12 Billion | AR$62.88 Billion | ▲ +0.3 pp |
| 2015 | 12.5% | AR$7.68 Billion | AR$61.59 Billion | AR$53.90 Billion | — |