Banco Patagonia (BPAT) — Net Asset Quality Index
Banco Patagonia (BPAT) has a Net Asset Quality Index of 18.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AR$8.77 Trillion minus total liabilities of AR$7.11 Trillion yields net assets of AR$1.66 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Banco Patagonia debt and liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco Patagonia Net Asset Quality Index Over Time (2015–2025)
This chart shows how Banco Patagonia's Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the index stands at 18.9%, representing net assets of AR$1.66 Trillion against total assets of AR$8.77 Trillion ARS. For live market cap and overall valuation, see Banco Patagonia (BPAT) market capitalisation.
Annual Net Asset Quality Index for Banco Patagonia (2015–2025)
The table below presents the year-by-year Net Asset Quality Index for Banco Patagonia from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Banco Patagonia strategic capital allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (ARS) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 18.9% | AR$1.66 Trillion | AR$8.77 Trillion | AR$7.11 Trillion | ▼ -2.9 pp |
| 2024 | 21.9% | AR$1.72 Trillion | AR$7.87 Trillion | AR$6.15 Trillion | ▲ +1.2 pp |
| 2023 | 20.6% | AR$1.23 Trillion | AR$5.97 Trillion | AR$4.74 Trillion | ▲ +3.1 pp |
| 2022 | 17.5% | AR$160.17 Billion | AR$914.03 Billion | AR$753.85 Billion | ▲ +1.5 pp |
| 2021 | 16.0% | AR$73.87 Billion | AR$460.40 Billion | AR$386.53 Billion | ▼ -0.6 pp |
| 2020 | 16.7% | AR$50.19 Billion | AR$301.22 Billion | AR$251.03 Billion | ▼ -1.1 pp |
| 2019 | 17.7% | AR$36.50 Billion | AR$205.96 Billion | AR$169.47 Billion | ▲ +5.3 pp |
| 2018 | 12.5% | AR$21.42 Billion | AR$171.94 Billion | AR$150.53 Billion | ▼ -0.4 pp |
| 2017 | 12.8% | AR$12.46 Billion | AR$97.32 Billion | AR$84.86 Billion | ▲ +0.0 pp |
| 2016 | 12.8% | AR$9.24 Billion | AR$72.12 Billion | AR$62.88 Billion | ▲ +0.3 pp |
| 2015 | 12.5% | AR$7.68 Billion | AR$61.59 Billion | AR$53.90 Billion | — |