Banco Patagonia (BPAT) — Cash Flow-to-Debt Ratio
Banco Patagonia (BPAT) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of AR$-9.91 Billion could theoretically repay 0% of its total liabilities (AR$7.11 Trillion) in one year. See Banco Patagonia (BPAT) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Patagonia Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Banco Patagonia across 11 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco Patagonia generate cash.
Annual Cash Flow-to-Debt Ratio for Banco Patagonia (2015–2025)
Year-by-year debt coverage analysis for Banco Patagonia. Check cash flow quality index of Banco Patagonia to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ARS) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.08x | AR$562.70 Billion | AR$7.11 Trillion | ▼ -21.0% |
| 2024 | 0.10x | AR$616.06 Billion | AR$6.15 Trillion | ▲ +242.9% |
| 2023 | 0.03x | AR$138.45 Billion | AR$4.74 Trillion | ▼ -74.9% |
| 2022 | 0.12x | AR$87.85 Billion | AR$753.85 Billion | ▼ -48.7% |
| 2021 | 0.23x | AR$87.85 Billion | AR$386.53 Billion | ▲ +196.3% |
| 2020 | -0.24x | AR$-59.26 Billion | AR$251.03 Billion | ▼ -165.7% |
| 2019 | 0.36x | AR$60.86 Billion | AR$169.47 Billion | ▲ +210.3% |
| 2018 | -0.33x | AR$-48.99 Billion | AR$150.53 Billion | ▼ -173.1% |
| 2017 | -0.12x | AR$-10.11 Billion | AR$84.86 Billion | ▼ -402.8% |
| 2016 | 0.04x | AR$2.47 Billion | AR$62.88 Billion | ▼ -7.0% |
| 2015 | 0.04x | AR$2.28 Billion | AR$53.90 Billion | — |