Spar Nord Bank (SPNO) — Cash Flow Quality Index
Spar Nord Bank (SPNO) has a Cash Flow Quality Index of 2.28x as of March 2025. Operating cash flow of Dkr1.12 Billion exceeds net income of Dkr491.00 Million, indicating high earnings quality where cash backs reported profits. Explore Spar Nord Bank strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Spar Nord Bank Cash Flow Quality Index (2002–2024)
Historical Cash Flow Quality Index for Spar Nord Bank across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SPNO tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Spar Nord Bank (2002–2024)
Year-by-year earnings quality comparison for Spar Nord Bank. For live market cap and the full company financial profile, see Spar Nord Bank (SPNO) market capitalisation.
| Year | Quality Index | Operating CF (DKK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.78x | Dkr1.73 Billion | Dkr2.22 Billion | ▲ +128.8% |
| 2023 | -2.70x | Dkr-6.41 Billion | Dkr2.37 Billion | ▼ -887.1% |
| 2022 | -0.27x | Dkr-473.00 Million | Dkr1.73 Billion | ▲ +29.3% |
| 2021 | -0.39x | Dkr-658.00 Million | Dkr1.70 Billion | ▼ -138.3% |
| 2020 | -0.16x | Dkr-149.00 Million | Dkr918.00 Million | ▲ +87.6% |
| 2019 | -1.31x | Dkr-1.71 Billion | Dkr1.30 Billion | ▼ -1033.5% |
| 2018 | 0.14x | Dkr154.00 Million | Dkr1.09 Billion | ▼ -69.8% |
| 2017 | 0.47x | Dkr583.00 Million | Dkr1.25 Billion | ▲ +419.1% |
| 2016 | 0.09x | Dkr92.30 Million | Dkr1.03 Billion | ▲ +105.4% |
| 2015 | -1.67x | Dkr-1.79 Billion | Dkr1.07 Billion | ▼ -122.8% |
| 2014 | 7.33x | Dkr5.17 Billion | Dkr705.00 Million | ▲ +245.9% |
| 2013 | -5.02x | Dkr-3.36 Billion | Dkr669.50 Million | ▼ -143.5% |
| 2012 | 11.55x | Dkr3.35 Billion | Dkr290.10 Million | ▲ +539.6% |
| 2011 | 1.81x | Dkr622.60 Million | Dkr344.90 Million | ▲ +115.3% |
| 2010 | -11.82x | Dkr-1.57 Billion | Dkr133.00 Million | ▼ -7.4% |
| 2009 | -11.01x | Dkr-1.59 Billion | Dkr144.70 Million | ▼ -322.6% |
| 2008 | 4.94x | Dkr611.79 Million | Dkr123.72 Million | ▲ +286.0% |
| 2007 | -2.66x | Dkr-2.21 Billion | Dkr833.05 Million | ▼ -169.4% |
| 2006 | 3.83x | Dkr3.96 Billion | Dkr1.03 Billion | ▲ +2794.9% |
| 2005 | -0.14x | Dkr-87.16 Million | Dkr613.45 Million | ▼ -103.5% |
| 2004 | 4.08x | Dkr1.28 Billion | Dkr314.58 Million | ▲ +375894.7% |
| 2003 | 0.00x | Dkr256.85K | Dkr236.95 Million | ▲ +1219.3% |
| 2002 | 0.00x | Dkr9.55K | Dkr116.27 Million | — |