Spar Nord Bank Cash Flow Quality Index
Spar Nord Bank cash flow quality index. Spar Nord Bank (SPNO) has a Cash Flow Quality Index of 2.28x as of March 2025. Operating cash flow of Dkr1.12 Billion exceeds net income of Dkr491.00 Million, indicating high earnings quality where cash backs reported profits. See SPNO financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Spar Nord Bank (2002–2024)
Cash flow quality index of Spar Nord Bank from 2002 to 2024. Historical Cash Flow Quality Index for Spar Nord Bank across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SPNO cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Spar Nord Bank Cash Flow Quality Index by Year (2002–2024)
Spar Nord Bank cash flow quality index by year from 2002 to 2024. Year-by-year earnings quality comparison for Spar Nord Bank. For the full cash flow conversion analysis, see how efficiently does Spar Nord Bank generate cash.
| Year | Quality Index | Operating CF (DKK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.78x | Dkr1.73 Billion | Dkr2.22 Billion | ▲ +128.8% |
| 2023 | -2.70x | Dkr-6.41 Billion | Dkr2.37 Billion | ▼ -887.1% |
| 2022 | -0.27x | Dkr-473.00 Million | Dkr1.73 Billion | ▲ +29.3% |
| 2021 | -0.39x | Dkr-658.00 Million | Dkr1.70 Billion | ▼ -138.3% |
| 2020 | -0.16x | Dkr-149.00 Million | Dkr918.00 Million | ▲ +87.6% |
| 2019 | -1.31x | Dkr-1.71 Billion | Dkr1.30 Billion | ▼ -1033.5% |
| 2018 | 0.14x | Dkr154.00 Million | Dkr1.09 Billion | ▼ -69.8% |
| 2017 | 0.47x | Dkr583.00 Million | Dkr1.25 Billion | ▲ +419.1% |
| 2016 | 0.09x | Dkr92.30 Million | Dkr1.03 Billion | ▲ +105.4% |
| 2015 | -1.67x | Dkr-1.79 Billion | Dkr1.07 Billion | ▼ -122.8% |
| 2014 | 7.33x | Dkr5.17 Billion | Dkr705.00 Million | ▲ +245.9% |
| 2013 | -5.02x | Dkr-3.36 Billion | Dkr669.50 Million | ▼ -143.5% |
| 2012 | 11.55x | Dkr3.35 Billion | Dkr290.10 Million | ▲ +539.6% |
| 2011 | 1.81x | Dkr622.60 Million | Dkr344.90 Million | ▲ +115.3% |
| 2010 | -11.82x | Dkr-1.57 Billion | Dkr133.00 Million | ▼ -7.4% |
| 2009 | -11.01x | Dkr-1.59 Billion | Dkr144.70 Million | ▼ -322.6% |
| 2008 | 4.94x | Dkr611.79 Million | Dkr123.72 Million | ▲ +286.0% |
| 2007 | -2.66x | Dkr-2.21 Billion | Dkr833.05 Million | ▼ -169.4% |
| 2006 | 3.83x | Dkr3.96 Billion | Dkr1.03 Billion | ▲ +2794.9% |
| 2005 | -0.14x | Dkr-87.16 Million | Dkr613.45 Million | ▼ -103.5% |
| 2004 | 4.08x | Dkr1.28 Billion | Dkr314.58 Million | ▲ +375894.7% |
| 2003 | 0.00x | Dkr256.85K | Dkr236.95 Million | ▲ +1219.3% |
| 2002 | 0.00x | Dkr9.55K | Dkr116.27 Million | — |