Spar Nord Bank (SPNO) — Net Asset Quality Index
Spar Nord Bank (SPNO) has a Net Asset Quality Index of 10.6% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Dkr143.85 Billion minus total liabilities of Dkr128.66 Billion yields net assets of Dkr15.19 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are Spar Nord Bank's assets to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Spar Nord Bank Net Asset Quality Index Over Time (2000–2024)
This chart shows how Spar Nord Bank's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of March 2025, the index stands at 10.6%, representing net assets of Dkr15.19 Billion against total assets of Dkr143.85 Billion DKK. See Spar Nord Bank (SPNO) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Spar Nord Bank (2000–2024)
The table below presents the year-by-year Net Asset Quality Index for Spar Nord Bank from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Spar Nord Bank (SPNO) total market value.
| Year | Quality Index | Net Assets (DKK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 10.2% | Dkr14.63 Billion | Dkr143.78 Billion | Dkr129.16 Billion | ▼ -0.2 pp |
| 2023 | 10.4% | Dkr13.98 Billion | Dkr134.90 Billion | Dkr120.92 Billion | ▲ +0.3 pp |
| 2022 | 10.1% | Dkr12.47 Billion | Dkr123.94 Billion | Dkr111.47 Billion | ▼ -0.2 pp |
| 2021 | 10.2% | Dkr11.92 Billion | Dkr116.53 Billion | Dkr104.61 Billion | ▲ +0.1 pp |
| 2020 | 10.2% | Dkr10.39 Billion | Dkr102.08 Billion | Dkr91.69 Billion | ▼ -0.3 pp |
| 2019 | 10.5% | Dkr9.76 Billion | Dkr93.11 Billion | Dkr83.35 Billion | ▼ -0.7 pp |
| 2018 | 11.2% | Dkr9.24 Billion | Dkr82.79 Billion | Dkr73.55 Billion | ▼ 0.0 pp |
| 2017 | 11.2% | Dkr8.97 Billion | Dkr80.37 Billion | Dkr71.39 Billion | ▲ +0.2 pp |
| 2016 | 11.0% | Dkr8.63 Billion | Dkr78.47 Billion | Dkr69.85 Billion | ▲ +0.7 pp |
| 2015 | 10.3% | Dkr7.89 Billion | Dkr76.36 Billion | Dkr68.47 Billion | ▲ +1.4 pp |
| 2014 | 8.9% | Dkr7.03 Billion | Dkr78.83 Billion | Dkr71.79 Billion | ▲ +0.2 pp |
| 2013 | 8.8% | Dkr6.53 Billion | Dkr74.60 Billion | Dkr68.07 Billion | ▲ +1.2 pp |
| 2012 | 7.5% | Dkr5.98 Billion | Dkr79.15 Billion | Dkr73.17 Billion | ▲ +0.9 pp |
| 2011 | 6.6% | Dkr4.63 Billion | Dkr70.08 Billion | Dkr65.45 Billion | ▲ +0.1 pp |
| 2010 | 6.5% | Dkr4.37 Billion | Dkr67.44 Billion | Dkr63.06 Billion | ▲ +0.1 pp |
| 2009 | 6.4% | Dkr4.14 Billion | Dkr64.53 Billion | Dkr60.39 Billion | ▲ +0.6 pp |
| 2008 | 5.8% | Dkr4.02 Billion | Dkr69.27 Billion | Dkr65.24 Billion | ▼ -0.7 pp |
| 2007 | 6.5% | Dkr4.14 Billion | Dkr63.39 Billion | Dkr59.26 Billion | ▲ +0.3 pp |
| 2006 | 6.2% | Dkr3.65 Billion | Dkr58.57 Billion | Dkr54.92 Billion | ▼ -0.4 pp |
| 2005 | 6.6% | Dkr3.04 Billion | Dkr45.96 Billion | Dkr42.92 Billion | ▲ +0.5 pp |
| 2004 | 6.1% | Dkr2.23 Billion | Dkr36.67 Billion | Dkr34.44 Billion | ▼ -0.3 pp |
| 2003 | 6.4% | Dkr2.07 Billion | Dkr32.40 Billion | Dkr30.33 Billion | ▲ +0.3 pp |
| 2002 | 6.1% | Dkr1.93 Billion | Dkr31.96 Billion | Dkr30.02 Billion | ▲ +0.2 pp |
| 2001 | 5.8% | Dkr1.69 Billion | Dkr28.99 Billion | Dkr27.30 Billion | ▼ -0.2 pp |
| 2000 | 6.0% | Dkr1.72 Billion | Dkr28.50 Billion | Dkr26.78 Billion | — |