Spar Nord Bank Cash Flow-to-Debt Ratio
Spar Nord Bank cash flow-to-debt ratio. Spar Nord Bank (SPNO) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2025, meaning its operating cash flow of Dkr1.12 Billion could theoretically repay 0% of its total liabilities (Dkr128.66 Billion) in one year. Check cash flow quality index of Spar Nord Bank to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Spar Nord Bank (2002–2024)
Cash flow-to-debt ratio of Spar Nord Bank from 2002 to 2024. Historical debt coverage capacity for Spar Nord Bank across 23 annual periods. Check Spar Nord Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Spar Nord Bank Cash Flow-to-Debt Ratio by Year (2002–2024)
Spar Nord Bank cash flow-to-debt ratio by year from 2002 to 2024. Year-by-year debt coverage analysis for Spar Nord Bank. For the full cash flow conversion analysis, see Spar Nord Bank (SPNO) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (DKK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | Dkr1.73 Billion | Dkr129.16 Billion | ▲ +125.2% |
| 2023 | -0.05x | Dkr-6.41 Billion | Dkr120.92 Billion | ▼ -1148.7% |
| 2022 | 0.00x | Dkr-473.00 Million | Dkr111.47 Billion | ▲ +32.5% |
| 2021 | -0.01x | Dkr-658.00 Million | Dkr104.61 Billion | ▼ -287.1% |
| 2020 | 0.00x | Dkr-149.00 Million | Dkr91.69 Billion | ▲ +92.1% |
| 2019 | -0.02x | Dkr-1.71 Billion | Dkr83.35 Billion | ▼ -1080.4% |
| 2018 | 0.00x | Dkr154.00 Million | Dkr73.55 Billion | ▼ -74.4% |
| 2017 | 0.01x | Dkr583.00 Million | Dkr71.39 Billion | ▲ +518.0% |
| 2016 | 0.00x | Dkr92.30 Million | Dkr69.85 Billion | ▲ +105.1% |
| 2015 | -0.03x | Dkr-1.79 Billion | Dkr68.47 Billion | ▼ -136.4% |
| 2014 | 0.07x | Dkr5.17 Billion | Dkr71.79 Billion | ▲ +245.7% |
| 2013 | -0.05x | Dkr-3.36 Billion | Dkr68.07 Billion | ▼ -207.9% |
| 2012 | 0.05x | Dkr3.35 Billion | Dkr73.17 Billion | ▲ +381.3% |
| 2011 | 0.01x | Dkr622.60 Million | Dkr65.45 Billion | ▲ +138.2% |
| 2010 | -0.02x | Dkr-1.57 Billion | Dkr63.06 Billion | ▲ +5.5% |
| 2009 | -0.03x | Dkr-1.59 Billion | Dkr60.39 Billion | ▼ -381.3% |
| 2008 | 0.01x | Dkr611.79 Million | Dkr65.24 Billion | ▲ +125.1% |
| 2007 | -0.04x | Dkr-2.21 Billion | Dkr59.26 Billion | ▼ -151.9% |
| 2006 | 0.07x | Dkr3.96 Billion | Dkr54.92 Billion | ▲ +3647.5% |
| 2005 | 0.00x | Dkr-87.16 Million | Dkr42.92 Billion | ▼ -105.5% |
| 2004 | 0.04x | Dkr1.28 Billion | Dkr34.44 Billion | ▲ +439582.1% |
| 2003 | 0.00x | Dkr256.85K | Dkr30.33 Billion | ▲ +2561.2% |
| 2002 | 0.00x | Dkr9.55K | Dkr30.02 Billion | — |