Spar Nord Bank (SPNO) — Cash Flow-to-Debt Ratio
Spar Nord Bank (SPNO) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2025, meaning its operating cash flow of Dkr1.12 Billion could theoretically repay 0% of its total liabilities (Dkr128.66 Billion) in one year. See Spar Nord Bank (SPNO) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Spar Nord Bank Cash Flow-to-Debt Ratio (2002–2024)
Historical debt coverage capacity for Spar Nord Bank across 23 annual periods. Also explore SPNO shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Spar Nord Bank (2002–2024)
Year-by-year debt coverage analysis for Spar Nord Bank. For market capitalisation and broader financial context, see SPNO market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (DKK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | Dkr1.73 Billion | Dkr129.16 Billion | ▲ +125.2% |
| 2023 | -0.05x | Dkr-6.41 Billion | Dkr120.92 Billion | ▼ -1148.7% |
| 2022 | 0.00x | Dkr-473.00 Million | Dkr111.47 Billion | ▲ +32.5% |
| 2021 | -0.01x | Dkr-658.00 Million | Dkr104.61 Billion | ▼ -287.1% |
| 2020 | 0.00x | Dkr-149.00 Million | Dkr91.69 Billion | ▲ +92.1% |
| 2019 | -0.02x | Dkr-1.71 Billion | Dkr83.35 Billion | ▼ -1080.4% |
| 2018 | 0.00x | Dkr154.00 Million | Dkr73.55 Billion | ▼ -74.4% |
| 2017 | 0.01x | Dkr583.00 Million | Dkr71.39 Billion | ▲ +518.0% |
| 2016 | 0.00x | Dkr92.30 Million | Dkr69.85 Billion | ▲ +105.1% |
| 2015 | -0.03x | Dkr-1.79 Billion | Dkr68.47 Billion | ▼ -136.4% |
| 2014 | 0.07x | Dkr5.17 Billion | Dkr71.79 Billion | ▲ +245.7% |
| 2013 | -0.05x | Dkr-3.36 Billion | Dkr68.07 Billion | ▼ -207.9% |
| 2012 | 0.05x | Dkr3.35 Billion | Dkr73.17 Billion | ▲ +381.3% |
| 2011 | 0.01x | Dkr622.60 Million | Dkr65.45 Billion | ▲ +138.2% |
| 2010 | -0.02x | Dkr-1.57 Billion | Dkr63.06 Billion | ▲ +5.5% |
| 2009 | -0.03x | Dkr-1.59 Billion | Dkr60.39 Billion | ▼ -381.3% |
| 2008 | 0.01x | Dkr611.79 Million | Dkr65.24 Billion | ▲ +125.1% |
| 2007 | -0.04x | Dkr-2.21 Billion | Dkr59.26 Billion | ▼ -151.9% |
| 2006 | 0.07x | Dkr3.96 Billion | Dkr54.92 Billion | ▲ +3647.5% |
| 2005 | 0.00x | Dkr-87.16 Million | Dkr42.92 Billion | ▼ -105.5% |
| 2004 | 0.04x | Dkr1.28 Billion | Dkr34.44 Billion | ▲ +439582.1% |
| 2003 | 0.00x | Dkr256.85K | Dkr30.33 Billion | ▲ +2561.2% |
| 2002 | 0.00x | Dkr9.55K | Dkr30.02 Billion | — |