Spar Nord Bank (SPNO) — Cash Flow-to-Debt Ratio
Spar Nord Bank (SPNO) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2025, meaning its operating cash flow of Dkr1.12 Billion could theoretically repay 0% of its total liabilities (Dkr128.66 Billion) in one year. Explore SPNO long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Spar Nord Bank Cash Flow-to-Debt Ratio (2002–2024)
Historical debt coverage capacity for Spar Nord Bank across 23 annual periods. Also explore Spar Nord Bank total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Spar Nord Bank (2002–2024)
Year-by-year debt coverage analysis for Spar Nord Bank. For market capitalisation and broader financial context, see Spar Nord Bank stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (DKK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | Dkr1.73 Billion | Dkr129.16 Billion | ▲ +125.2% |
| 2023 | -0.05x | Dkr-6.41 Billion | Dkr120.92 Billion | ▼ -1148.7% |
| 2022 | 0.00x | Dkr-473.00 Million | Dkr111.47 Billion | ▲ +32.5% |
| 2021 | -0.01x | Dkr-658.00 Million | Dkr104.61 Billion | ▼ -287.1% |
| 2020 | 0.00x | Dkr-149.00 Million | Dkr91.69 Billion | ▲ +92.1% |
| 2019 | -0.02x | Dkr-1.71 Billion | Dkr83.35 Billion | ▼ -1080.4% |
| 2018 | 0.00x | Dkr154.00 Million | Dkr73.55 Billion | ▼ -74.4% |
| 2017 | 0.01x | Dkr583.00 Million | Dkr71.39 Billion | ▲ +518.0% |
| 2016 | 0.00x | Dkr92.30 Million | Dkr69.85 Billion | ▲ +105.1% |
| 2015 | -0.03x | Dkr-1.79 Billion | Dkr68.47 Billion | ▼ -136.4% |
| 2014 | 0.07x | Dkr5.17 Billion | Dkr71.79 Billion | ▲ +245.7% |
| 2013 | -0.05x | Dkr-3.36 Billion | Dkr68.07 Billion | ▼ -207.9% |
| 2012 | 0.05x | Dkr3.35 Billion | Dkr73.17 Billion | ▲ +381.3% |
| 2011 | 0.01x | Dkr622.60 Million | Dkr65.45 Billion | ▲ +138.2% |
| 2010 | -0.02x | Dkr-1.57 Billion | Dkr63.06 Billion | ▲ +5.5% |
| 2009 | -0.03x | Dkr-1.59 Billion | Dkr60.39 Billion | ▼ -381.3% |
| 2008 | 0.01x | Dkr611.79 Million | Dkr65.24 Billion | ▲ +125.1% |
| 2007 | -0.04x | Dkr-2.21 Billion | Dkr59.26 Billion | ▼ -151.9% |
| 2006 | 0.07x | Dkr3.96 Billion | Dkr54.92 Billion | ▲ +3647.5% |
| 2005 | 0.00x | Dkr-87.16 Million | Dkr42.92 Billion | ▼ -105.5% |
| 2004 | 0.04x | Dkr1.28 Billion | Dkr34.44 Billion | ▲ +439582.1% |
| 2003 | 0.00x | Dkr256.85K | Dkr30.33 Billion | ▲ +2561.2% |
| 2002 | 0.00x | Dkr9.55K | Dkr30.02 Billion | — |