Spar Nord Bank Financial Flexibility Index
Spar Nord Bank financial flexibility index. Spar Nord Bank (SPNO) has a Financial Flexibility Index of 0.01x as of March 2025. Free cash flow of Dkr1.12 Billion (operating CF Dkr1.12 Billion minus capex Dkr1.00 Million) represents 0% of total liabilities (Dkr128.66 Billion). See SPNO cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Spar Nord Bank (2002–2024)
Financial flexibility index of Spar Nord Bank from 2002 to 2024. Historical Financial Flexibility Index trend for Spar Nord Bank across 23 annual periods. Check cash flow quality index of Spar Nord Bank to evaluate the quality of earnings relative to operating cash generation.
Spar Nord Bank Financial Flexibility Index by Year (2002–2024)
Spar Nord Bank financial flexibility index by year from 2002 to 2024. Year-by-year free cash flow to debt coverage for Spar Nord Bank. For the full cash flow conversion analysis, see Spar Nord Bank operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (DKK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | Dkr1.80 Billion | Dkr1.73 Billion | Dkr129.16 Billion | ▲ +126.5% |
| 2023 | -0.05x | Dkr-6.36 Billion | Dkr-6.41 Billion | Dkr120.92 Billion | ▼ -1303.3% |
| 2022 | 0.00x | Dkr-418.00 Million | Dkr-473.00 Million | Dkr111.47 Billion | ▼ -30.8% |
| 2021 | 0.00x | Dkr-300.00 Million | Dkr-658.00 Million | Dkr104.61 Billion | ▼ -157.8% |
| 2020 | 0.00x | Dkr-102.00 Million | Dkr-149.00 Million | Dkr91.69 Billion | ▲ +94.4% |
| 2019 | -0.02x | Dkr-1.65 Billion | Dkr-1.71 Billion | Dkr83.35 Billion | ▼ -639.6% |
| 2018 | 0.00x | Dkr270.00 Million | Dkr154.00 Million | Dkr73.55 Billion | ▼ -61.3% |
| 2017 | 0.01x | Dkr678.00 Million | Dkr583.00 Million | Dkr71.39 Billion | ▲ +287.2% |
| 2016 | 0.00x | Dkr171.30 Million | Dkr92.30 Million | Dkr69.85 Billion | ▲ +109.7% |
| 2015 | -0.03x | Dkr-1.73 Billion | Dkr-1.79 Billion | Dkr68.47 Billion | ▼ -134.8% |
| 2014 | 0.07x | Dkr5.23 Billion | Dkr5.17 Billion | Dkr71.79 Billion | ▲ +248.5% |
| 2013 | -0.05x | Dkr-3.34 Billion | Dkr-3.36 Billion | Dkr68.07 Billion | ▼ -203.6% |
| 2012 | 0.05x | Dkr3.46 Billion | Dkr3.35 Billion | Dkr73.17 Billion | ▲ +313.9% |
| 2011 | 0.01x | Dkr748.50 Million | Dkr622.60 Million | Dkr65.45 Billion | ▲ +158.8% |
| 2010 | -0.02x | Dkr-1.23 Billion | Dkr-1.57 Billion | Dkr63.06 Billion | ▲ +15.9% |
| 2009 | -0.02x | Dkr-1.40 Billion | Dkr-1.59 Billion | Dkr60.39 Billion | ▼ -259.4% |
| 2008 | 0.01x | Dkr945.31 Million | Dkr611.79 Million | Dkr65.24 Billion | ▲ +141.7% |
| 2007 | -0.03x | Dkr-2.06 Billion | Dkr-2.21 Billion | Dkr59.26 Billion | ▼ -147.1% |
| 2006 | 0.07x | Dkr4.05 Billion | Dkr3.96 Billion | Dkr54.92 Billion | ▲ +5137.1% |
| 2005 | 0.00x | Dkr-62.81 Million | Dkr-87.16 Million | Dkr42.92 Billion | ▼ -103.7% |
| 2004 | 0.04x | Dkr1.37 Billion | Dkr1.28 Billion | Dkr34.44 Billion | ▲ +194619.4% |
| 2003 | 0.00x | Dkr620.26K | Dkr256.85K | Dkr30.33 Billion | ▲ +1761.1% |
| 2002 | 0.00x | Dkr32.99K | Dkr9.55K | Dkr30.02 Billion | — |