Spar Nord Bank (SPNO) — Defensive Interval Ratio
Spar Nord Bank (SPNO) has a Defensive Interval Ratio of -31 days as of June 2024. Defensive assets of Dkr-5.44 Billion (cash Dkr-, short-term investments Dkr-5.44 Billion, receivables Dkr-) cover -31 days of daily cash needs of Dkr173.48 Million/day. Check Spar Nord Bank (SPNO) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Spar Nord Bank Defensive Interval Ratio (2007–2022)
This chart shows how Spar Nord Bank's Defensive Interval Ratio has evolved across 12 annual periods from 2007 to 2022. As of June 2024, the ratio stands at -31 days, meaning defensive assets of Dkr-5.44 Billion can fund -31 days of operations without new revenue. Also explore Spar Nord Bank equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Spar Nord Bank (2007–2022)
The table below presents the year-by-year Defensive Interval Ratio for Spar Nord Bank from 2007 to 2022, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SPNO market cap overview.
| Year | DIR (days) | Defensive Assets (DKK) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2022 | 2495 days | Dkr540.00 Million | Dkr216.44K/day | Dkr- | Dkr- | ▼ -3234 days |
| 2021 | 5728 days | Dkr565.00 Million | Dkr98.63K/day | Dkr- | Dkr- | ▼ -3546 days |
| 2020 | 9274 days | Dkr559.00 Million | Dkr60.27K/day | Dkr- | Dkr- | ▼ -135311 days |
| 2019 | 144586 days | Dkr9.51 Billion | Dkr65.75K/day | Dkr- | Dkr9.08 Billion | ▲ +20344 days |
| 2018 | 124242 days | Dkr6.13 Billion | Dkr49.32K/day | Dkr- | Dkr5.71 Billion | ▼ -174511 days |
| 2017 | 298753 days | Dkr9.82 Billion | Dkr32.88K/day | Dkr- | Dkr9.47 Billion | ▲ +169139 days |
| 2016 | 129614 days | Dkr6.68 Billion | Dkr51.51K/day | Dkr- | Dkr6.25 Billion | ▲ +90556 days |
| 2015 | 39058 days | Dkr4.83 Billion | Dkr123.56K/day | Dkr- | Dkr4.16 Billion | ▲ +35843 days |
| 2014 | 3215 days | Dkr1.09 Billion | Dkr340.00K/day | Dkr- | Dkr463.80 Million | ▼ -616 days |
| 2013 | 3831 days | Dkr2.17 Billion | Dkr565.48K/day | Dkr- | Dkr1.79 Billion | ▲ +2912 days |
| 2012 | 919 days | Dkr579.30 Million | Dkr630.68K/day | Dkr- | Dkr115.50 Million | ▲ +839 days |
| 2007 | 80 days | Dkr6.00 Billion | Dkr75.03 Million/day | Dkr- | Dkr590.14 Million | — |