Yiren Digital Ltd (19YA) — Cash Flow Quality Index

Latest as of June 2025: 1.15x

Yiren Digital Ltd (19YA) has a Cash Flow Quality Index of 1.15x as of June 2025. Operating cash flow of €411.22 Million exceeds net income of €357.54 Million, indicating high earnings quality where cash backs reported profits. Explore Yiren Digital Ltd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.15x
Operating CF / Net Income

Operating Cash Flow

€411.22 Million
EUR

Net Income

€357.54 Million
EUR

Data as of

Jun 2025
Most recent filing

Yiren Digital Ltd Cash Flow Quality Index (2016–2024)

Historical Cash Flow Quality Index for Yiren Digital Ltd across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Yiren Digital Ltd operating cash flow efficiency.

Annual Cash Flow Quality Index for Yiren Digital Ltd (2016–2024)

Year-by-year earnings quality comparison for Yiren Digital Ltd.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2024 0.90x €1.42 Billion €1.58 Billion ▼ -13.8%
2023 1.04x €2.17 Billion €2.08 Billion ▼ -32.6%
2022 1.55x €1.85 Billion €1.19 Billion ▲ +46.2%
2021 1.06x €158.19 Million €149.44 Million ▼ -37.2%
2019 1.69x €274.17 Million €162.52 Million ▲ +167.3%
2018 -2.51x €-3.96 Billion €1.58 Billion ▼ -232.4%
2016 1.89x €2.11 Billion €1.12 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.