Yiren Digital Ltd (19YA) — Cash Flow-to-Debt Ratio
Yiren Digital Ltd (19YA) has a Cash Flow-to-Debt Ratio of 0.09x as of June 2025, meaning its operating cash flow of €411.22 Million could theoretically repay 0% of its total liabilities (€4.47 Billion) in one year. See financial flexibility index of Yiren Digital Ltd to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Yiren Digital Ltd Cash Flow-to-Debt Ratio (2016–2024)
Historical debt coverage capacity for Yiren Digital Ltd across 9 annual periods. For the full cash flow conversion analysis, see 19YA cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Yiren Digital Ltd (2016–2024)
Year-by-year debt coverage analysis for Yiren Digital Ltd. Check Yiren Digital Ltd (19YA) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.41x | €1.42 Billion | €3.44 Billion | ▼ -58.2% |
| 2023 | 0.99x | €2.17 Billion | €2.19 Billion | ▲ +34.2% |
| 2022 | 0.74x | €1.85 Billion | €2.51 Billion | ▲ +1261.7% |
| 2021 | 0.05x | €158.19 Million | €2.92 Billion | ▼ -43.8% |
| 2020 | 0.10x | €282.03 Million | €2.92 Billion | ▲ +81.3% |
| 2019 | 0.05x | €274.17 Million | €5.15 Billion | ▲ +103.2% |
| 2018 | -1.65x | €-3.96 Billion | €2.40 Billion | ▼ -4179.6% |
| 2017 | 0.04x | €184.07 Million | €4.55 Billion | ▼ -94.9% |
| 2016 | 0.80x | €2.11 Billion | €2.64 Billion | — |