Yiren Digital Ltd (19YA) — Working Capital to Net Assets Ratio

Latest as of September 2025: 70.3%

Yiren Digital Ltd (19YA) has a Working Capital to Net Assets ratio of 70.3% as of September 2025. Working capital of €7.27 Billion (current assets of €10.41 Billion minus current liabilities of €3.14 Billion) is measured against net assets of €10.34 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Yiren Digital Ltd (19YA) defensive interval to measure how many days the company can operate on defensive assets alone.

WC/NA Ratio

70.3%
Working Capital / Net Assets

Working Capital

€7.27 Billion
EUR

Current Assets

€10.41 Billion
EUR

Current Liabilities

€3.14 Billion
EUR

Yiren Digital Ltd Working Capital to Net Assets (2016–2024)

This chart shows how Yiren Digital Ltd's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 70.3%, reflecting working capital of €7.27 Billion against net assets of €10.34 Billion EUR. For the complete balance sheet picture, see balance sheet size of Yiren Digital Ltd.

Annual Working Capital to Net Assets for Yiren Digital Ltd (2016–2024)

The table below presents the year-by-year Working Capital to Net Assets ratio for Yiren Digital Ltd from 2016 to 2024, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check financial resilience of Yiren Digital Ltd to evaluate the company's liquid asset resilience ratio.

Year WC/NA Ratio Working Capital (EUR) Net Assets Current Assets Current Liabilities Change (pp)
2024 101.1% €9.65 Billion €9.54 Billion €11.74 Billion €2.09 Billion ▲ +12.4 pp
2023 88.6% €7.17 Billion €8.09 Billion €9.09 Billion €1.92 Billion ▼ -9.3 pp
2022 98.0% €5.91 Billion €6.03 Billion €7.36 Billion €1.46 Billion ▼ -23.1 pp
2021 121.1% €5.84 Billion €4.82 Billion €7.36 Billion €1.52 Billion ▲ +13.2 pp
2020 107.9% €4.07 Billion €3.78 Billion €6.19 Billion €2.11 Billion ▼ -23.2 pp
2019 131.1% €5.88 Billion €4.49 Billion €8.44 Billion €2.56 Billion ▲ +94.2 pp
2018 36.9% €1.89 Billion €5.12 Billion €12.27 Billion €10.38 Billion ▼ -106.4 pp
2017 143.3% €4.26 Billion €2.97 Billion €5.66 Billion €1.41 Billion ▲ +28.1 pp
2016 115.2% €2.47 Billion €2.14 Billion €3.05 Billion €589.47 Million
pp = percentage points