Yiren Digital Ltd (19YA) — Defensive Interval Ratio
Yiren Digital Ltd (19YA) has a Defensive Interval Ratio of 93 days as of September 2025. Defensive assets of €796.55 Million (cash €-, short-term investments €-, receivables €796.55 Million) cover 93 days of daily cash needs of €8.61 Million/day. Check Yiren Digital Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Yiren Digital Ltd Defensive Interval Ratio (2016–2024)
This chart shows how Yiren Digital Ltd's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 93 days, meaning defensive assets of €796.55 Million can fund 93 days of operations without new revenue. Also explore how fast is Yiren Digital Ltd growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Yiren Digital Ltd (2016–2024)
The table below presents the year-by-year Defensive Interval Ratio for Yiren Digital Ltd from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Yiren Digital Ltd (19YA) market capitalisation.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 174 days | €997.16 Million | €5.74 Million/day | €- | €430.62 Million | ▼ -18 days |
| 2023 | 192 days | €1.01 Billion | €5.27 Million/day | €- | €514.14 Million | ▼ -107 days |
| 2022 | 299 days | €1.19 Billion | €3.99 Million/day | €- | €972.74 Million | ▲ +184 days |
| 2021 | 116 days | €482.38 Million | €4.17 Million/day | €- | €177.36 Million | ▲ +64 days |
| 2020 | 52 days | €298.26 Million | €5.79 Million/day | €- | €175.51 Million | ▼ -580 days |
| 2019 | 632 days | €4.42 Billion | €7.01 Million/day | €- | €460.99 Million | ▲ +346 days |
| 2018 | 286 days | €8.14 Billion | €28.45 Million/day | €- | €832.47 Million | ▼ -205 days |
| 2017 | 491 days | €1.89 Billion | €3.85 Million/day | €- | €963.25 Million | ▼ -503 days |
| 2016 | 994 days | €1.60 Billion | €1.61 Million/day | €- | €1.16 Billion | — |