Yiren Digital Ltd (19YA) — Net Asset Quality Index
Yiren Digital Ltd (19YA) has a Net Asset Quality Index of 66.9% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €15.45 Billion minus total liabilities of €5.11 Billion yields net assets of €10.34 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read 19YA current and long-term liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Yiren Digital Ltd Net Asset Quality Index Over Time (2016–2024)
This chart shows how Yiren Digital Ltd's Net Asset Quality Index has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the index stands at 66.9%, representing net assets of €10.34 Billion against total assets of €15.45 Billion EUR. For live market cap and overall valuation, see 19YA market cap.
Annual Net Asset Quality Index for Yiren Digital Ltd (2016–2024)
The table below presents the year-by-year Net Asset Quality Index for Yiren Digital Ltd from 2016 to 2024, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check 19YA strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 73.5% | €9.54 Billion | €12.98 Billion | €3.44 Billion | ▼ -5.2 pp |
| 2023 | 78.7% | €8.09 Billion | €10.28 Billion | €2.19 Billion | ▲ +8.0 pp |
| 2022 | 70.7% | €6.03 Billion | €8.54 Billion | €2.51 Billion | ▲ +8.4 pp |
| 2021 | 62.3% | €4.82 Billion | €7.74 Billion | €2.92 Billion | ▲ +5.9 pp |
| 2020 | 56.4% | €3.78 Billion | €6.70 Billion | €2.92 Billion | ▲ +9.8 pp |
| 2019 | 46.6% | €4.49 Billion | €9.64 Billion | €5.15 Billion | ▼ -21.5 pp |
| 2018 | 68.1% | €5.12 Billion | €7.52 Billion | €2.40 Billion | ▲ +28.6 pp |
| 2017 | 39.5% | €2.97 Billion | €7.52 Billion | €4.55 Billion | ▼ -5.2 pp |
| 2016 | 44.7% | €2.14 Billion | €4.78 Billion | €2.64 Billion | — |