Bank JTrust Indonesia Tbk PT (BCIC) — Cash Flow Quality Index
Bank JTrust Indonesia Tbk PT (BCIC) has a Cash Flow Quality Index of -5.57x as of June 2026. Operating cash flow of Rp-305.11 Billion is below net income of Rp54.80 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Bank JTrust Indonesia Tbk PT to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank JTrust Indonesia Tbk PT Cash Flow Quality Index (2009–2024)
Historical Cash Flow Quality Index for Bank JTrust Indonesia Tbk PT across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Bank JTrust Indonesia Tbk PT.
Annual Cash Flow Quality Index for Bank JTrust Indonesia Tbk PT (2009–2024)
Year-by-year earnings quality comparison for Bank JTrust Indonesia Tbk PT.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -418.96x | Rp-1.19 Trillion | Rp2.83 Billion | ▼ -591.8% |
| 2023 | 85.19x | Rp2.38 Trillion | Rp27.90 Billion | ▲ +4612.6% |
| 2022 | -1.89x | Rp-163.52 Billion | Rp86.62 Billion | ▲ +9.6% |
| 2019 | -2.09x | Rp-103.32 Billion | Rp49.49 Billion | ▼ -87.8% |
| 2017 | -1.11x | Rp-135.07 Billion | Rp121.53 Billion | ▼ -298.8% |
| 2012 | 0.56x | Rp81.38 Billion | Rp145.59 Billion | ▲ +148.5% |
| 2011 | -1.15x | Rp-300.15 Billion | Rp260.44 Billion | ▼ -140.7% |
| 2010 | 2.83x | Rp617.17 Billion | Rp217.96 Billion | ▲ +132.0% |
| 2009 | 1.22x | Rp324.00 Billion | Rp265.48 Billion | — |