Bank JTrust Indonesia Tbk PT (BCIC) — Cash Flow-to-Debt Ratio
Bank JTrust Indonesia Tbk PT (BCIC) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of Rp-305.11 Billion could theoretically repay 0% of its total liabilities (Rp37.37 Trillion) in one year. See how financially flexible is Bank JTrust Indonesia Tbk PT to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank JTrust Indonesia Tbk PT Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for Bank JTrust Indonesia Tbk PT across 18 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bank JTrust Indonesia Tbk PT.
Annual Cash Flow-to-Debt Ratio for Bank JTrust Indonesia Tbk PT (2008–2025)
Year-by-year debt coverage analysis for Bank JTrust Indonesia Tbk PT. Check BCIC operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.05x | Rp-1.65 Trillion | Rp35.92 Trillion | ▼ -41.4% |
| 2024 | -0.03x | Rp-1.19 Trillion | Rp36.46 Trillion | ▼ -148.6% |
| 2023 | 0.07x | Rp2.38 Trillion | Rp35.47 Trillion | ▲ +1324.8% |
| 2022 | -0.01x | Rp-163.52 Billion | Rp29.89 Trillion | ▼ -106.7% |
| 2021 | 0.08x | Rp1.53 Trillion | Rp18.66 Trillion | ▲ +158.2% |
| 2020 | -0.14x | Rp-2.08 Trillion | Rp14.76 Trillion | ▼ -2032.7% |
| 2019 | -0.01x | Rp-103.32 Billion | Rp15.64 Trillion | ▼ -108.8% |
| 2018 | 0.07x | Rp1.23 Trillion | Rp16.51 Trillion | ▲ +967.1% |
| 2017 | -0.01x | Rp-135.07 Billion | Rp15.66 Trillion | ▲ +49.9% |
| 2016 | -0.02x | Rp-253.53 Billion | Rp14.71 Trillion | ▲ +92.6% |
| 2015 | -0.23x | Rp-2.83 Trillion | Rp12.19 Trillion | ▼ -439.6% |
| 2014 | 0.07x | Rp798.83 Billion | Rp11.69 Trillion | ▲ +219.4% |
| 2013 | -0.06x | Rp-756.92 Billion | Rp13.22 Trillion | ▼ -1084.4% |
| 2012 | 0.01x | Rp81.38 Billion | Rp14.00 Trillion | ▲ +123.5% |
| 2011 | -0.02x | Rp-300.15 Billion | Rp12.13 Trillion | ▼ -140.1% |
| 2010 | 0.06x | Rp617.17 Billion | Rp10.01 Trillion | ▲ +32.5% |
| 2009 | 0.05x | Rp324.00 Billion | Rp6.96 Trillion | ▲ +105.6% |
| 2008 | -0.84x | Rp-5.96 Trillion | Rp7.12 Trillion | — |