Bank JTrust Indonesia Tbk PT (BCIC) — Defensive Interval Ratio

Latest as of June 2026: 96 days

Bank JTrust Indonesia Tbk PT (BCIC) has a Defensive Interval Ratio of 96 days as of June 2026. Defensive assets of Rp166.81 Billion (cash Rp-, short-term investments Rp-, receivables Rp166.81 Billion) cover 96 days of daily cash needs of Rp1.74 Billion/day.

Defensive Interval Ratio

96 days
Days of operational coverage

Defensive Assets

Rp166.81 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp1.74 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp636.71 Billion
IDR

Bank JTrust Indonesia Tbk PT Defensive Interval Ratio (2008–2025)

This chart shows how Bank JTrust Indonesia Tbk PT's Defensive Interval Ratio has evolved across 18 annual periods from 2008 to 2025. As of June 2026, the ratio stands at 96 days, meaning defensive assets of Rp166.81 Billion can fund 96 days of operations without new revenue. For the complete balance sheet picture, see total assets of Bank JTrust Indonesia Tbk PT.

Annual Defensive Interval Ratio for Bank JTrust Indonesia Tbk PT (2008–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank JTrust Indonesia Tbk PT from 2008 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank JTrust Indonesia Tbk PT (BCIC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 0 days Rp2.32 Billion Rp96.09 Billion/day Rp- Rp- ▼ -2 days
2024 3 days Rp250.21 Billion Rp99.54 Billion/day Rp- Rp- ▼ 0 days
2023 3 days Rp284.36 Billion Rp95.17 Billion/day Rp- Rp- ▼ -1541 days
2022 1544 days Rp256.66 Billion Rp166.19 Million/day Rp- Rp- ▼ -210 days
2021 1754 days Rp190.95 Billion Rp108.84 Million/day Rp- Rp- ▲ +204 days
2020 1551 days Rp183.67 Billion Rp118.44 Million/day Rp- Rp- ▲ +475 days
2019 1076 days Rp191.82 Billion Rp178.32 Million/day Rp- Rp- ▲ +1071 days
2018 5 days Rp188.17 Billion Rp41.71 Billion/day Rp- Rp- ▼ -22 days
2017 27 days Rp1.05 Trillion Rp39.58 Billion/day Rp- Rp885.82 Billion ▼ -4 days
2016 30 days Rp1.12 Trillion Rp36.90 Billion/day Rp- Rp1.02 Trillion ▼ -1 days
2015 32 days Rp993.55 Billion Rp31.35 Billion/day Rp- Rp880.96 Billion ▼ -13 days
2014 45 days Rp1.40 Trillion Rp31.09 Billion/day Rp- Rp1.32 Trillion ▲ +8 days
2013 37 days Rp1.30 Trillion Rp34.72 Billion/day Rp- Rp1.26 Trillion ▲ +8 days
2012 29 days Rp1.09 Trillion Rp37.52 Billion/day Rp- Rp1.01 Trillion ▼ -4 days
2011 34 days Rp1.09 Trillion Rp32.41 Billion/day Rp- Rp984.12 Billion ▼ -9 days
2010 43 days Rp1.09 Trillion Rp25.39 Billion/day Rp- Rp945.08 Billion ▼ -21 days
2009 64 days Rp1.09 Trillion Rp17.19 Billion/day Rp- Rp965.64 Billion ▲ +11 days
2008 53 days Rp819.26 Billion Rp15.60 Billion/day Rp- Rp562.63 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)