Bank JTrust Indonesia Tbk PT (BCIC) — Financial Flexibility Index
Bank JTrust Indonesia Tbk PT (BCIC) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rp-238.01 Billion (operating CF Rp-249.33 Billion minus capex Rp11.32 Billion) represents 0% of total liabilities (Rp37.02 Trillion). Check strategic asset allocation of Bank JTrust Indonesia Tbk PT to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank JTrust Indonesia Tbk PT Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Bank JTrust Indonesia Tbk PT across 17 annual periods. See Bank JTrust Indonesia Tbk PT (BCIC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank JTrust Indonesia Tbk PT (2008–2024)
Year-by-year free cash flow to debt coverage for Bank JTrust Indonesia Tbk PT. For the full company profile including market capitalisation, see BCIC market cap overview.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.03x | Rp-922.33 Billion | Rp-1.19 Trillion | Rp36.46 Trillion | ▼ -137.4% |
| 2023 | 0.07x | Rp2.40 Trillion | Rp2.38 Trillion | Rp35.47 Trillion | ▲ +1667.5% |
| 2022 | 0.00x | Rp-129.02 Billion | Rp-163.52 Billion | Rp29.89 Trillion | ▼ -105.2% |
| 2021 | 0.08x | Rp1.55 Trillion | Rp1.53 Trillion | Rp18.66 Trillion | ▲ +159.9% |
| 2020 | -0.14x | Rp-2.04 Trillion | Rp-2.08 Trillion | Rp14.76 Trillion | ▼ -2792.8% |
| 2019 | 0.00x | Rp-74.84 Billion | Rp-103.32 Billion | Rp15.64 Trillion | ▼ -106.0% |
| 2018 | 0.08x | Rp1.32 Trillion | Rp1.23 Trillion | Rp16.51 Trillion | ▲ +1194.9% |
| 2017 | -0.01x | Rp-114.66 Billion | Rp-135.07 Billion | Rp15.66 Trillion | ▲ +54.7% |
| 2016 | -0.02x | Rp-237.75 Billion | Rp-253.53 Billion | Rp14.71 Trillion | ▲ +93.0% |
| 2015 | -0.23x | Rp-2.82 Trillion | Rp-2.83 Trillion | Rp12.19 Trillion | ▼ -432.1% |
| 2014 | 0.07x | Rp814.34 Billion | Rp798.83 Billion | Rp11.69 Trillion | ▲ +223.9% |
| 2013 | -0.06x | Rp-743.23 Billion | Rp-756.92 Billion | Rp13.22 Trillion | ▼ -1028.2% |
| 2012 | 0.01x | Rp84.75 Billion | Rp81.38 Billion | Rp14.00 Trillion | ▲ +126.7% |
| 2011 | -0.02x | Rp-274.49 Billion | Rp-300.15 Billion | Rp12.13 Trillion | ▼ -136.5% |
| 2010 | 0.06x | Rp620.05 Billion | Rp617.17 Billion | Rp10.01 Trillion | ▲ +27.4% |
| 2009 | 0.05x | Rp338.47 Billion | Rp324.00 Billion | Rp6.96 Trillion | ▲ +105.8% |
| 2008 | -0.83x | Rp-5.93 Trillion | Rp-5.96 Trillion | Rp7.12 Trillion | — |