Bank JTrust Indonesia Tbk PT (BCIC) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Bank JTrust Indonesia Tbk PT (BCIC) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rp-238.01 Billion (operating CF Rp-249.33 Billion minus capex Rp11.32 Billion) represents 0% of total liabilities (Rp37.02 Trillion). Also explore BCIC net assets growth trend to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-238.01 Billion
Operating CF − Capex

Total Liabilities

Rp37.02 Trillion
IDR

Capital Expenditures

Rp11.32 Billion
IDR

Bank JTrust Indonesia Tbk PT Financial Flexibility Index (2008–2024)

Historical Financial Flexibility Index trend for Bank JTrust Indonesia Tbk PT across 17 annual periods. Check Bank JTrust Indonesia Tbk PT (BCIC) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank JTrust Indonesia Tbk PT (2008–2024)

Year-by-year free cash flow to debt coverage for Bank JTrust Indonesia Tbk PT. For the full company profile including market capitalisation, see market value of Bank JTrust Indonesia Tbk PT.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 -0.03x Rp-922.33 Billion Rp-1.19 Trillion Rp36.46 Trillion ▼ -137.4%
2023 0.07x Rp2.40 Trillion Rp2.38 Trillion Rp35.47 Trillion ▲ +1667.5%
2022 0.00x Rp-129.02 Billion Rp-163.52 Billion Rp29.89 Trillion ▼ -105.2%
2021 0.08x Rp1.55 Trillion Rp1.53 Trillion Rp18.66 Trillion ▲ +159.9%
2020 -0.14x Rp-2.04 Trillion Rp-2.08 Trillion Rp14.76 Trillion ▼ -2792.8%
2019 0.00x Rp-74.84 Billion Rp-103.32 Billion Rp15.64 Trillion ▼ -106.0%
2018 0.08x Rp1.32 Trillion Rp1.23 Trillion Rp16.51 Trillion ▲ +1194.9%
2017 -0.01x Rp-114.66 Billion Rp-135.07 Billion Rp15.66 Trillion ▲ +54.7%
2016 -0.02x Rp-237.75 Billion Rp-253.53 Billion Rp14.71 Trillion ▲ +93.0%
2015 -0.23x Rp-2.82 Trillion Rp-2.83 Trillion Rp12.19 Trillion ▼ -432.1%
2014 0.07x Rp814.34 Billion Rp798.83 Billion Rp11.69 Trillion ▲ +223.9%
2013 -0.06x Rp-743.23 Billion Rp-756.92 Billion Rp13.22 Trillion ▼ -1028.2%
2012 0.01x Rp84.75 Billion Rp81.38 Billion Rp14.00 Trillion ▲ +126.7%
2011 -0.02x Rp-274.49 Billion Rp-300.15 Billion Rp12.13 Trillion ▼ -136.5%
2010 0.06x Rp620.05 Billion Rp617.17 Billion Rp10.01 Trillion ▲ +27.4%
2009 0.05x Rp338.47 Billion Rp324.00 Billion Rp6.96 Trillion ▲ +105.8%
2008 -0.83x Rp-5.93 Trillion Rp-5.96 Trillion Rp7.12 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities