Bank Ganesha Tbk PT (BGTG) — Cash Flow Quality Index

Latest as of March 2026: 0.83x

Bank Ganesha Tbk PT (BGTG) has a Cash Flow Quality Index of 0.83x as of March 2026. Operating cash flow of Rp48.08 Billion is below net income of Rp57.98 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bank Ganesha Tbk PT long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.83x
Operating CF / Net Income

Operating Cash Flow

Rp48.08 Billion
IDR

Net Income

Rp57.98 Billion
IDR

Data as of

Mar 2026
Most recent filing

Bank Ganesha Tbk PT Cash Flow Quality Index (2012–2025)

Historical Cash Flow Quality Index for Bank Ganesha Tbk PT across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Bank Ganesha Tbk PT to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bank Ganesha Tbk PT (2012–2025)

Year-by-year earnings quality comparison for Bank Ganesha Tbk PT. For live market cap and the full company financial profile, see Bank Ganesha Tbk PT stock valuation.

Year Quality Index Operating CF (IDR) Net Income YoY Change
2025 -5.78x Rp-1.31 Trillion Rp227.10 Billion ▼ -1011.0%
2024 0.63x Rp128.08 Billion Rp201.71 Billion ▲ +106.1%
2023 -10.48x Rp-1.09 Trillion Rp103.97 Billion ▲ +56.9%
2022 -24.30x Rp-1.12 Trillion Rp46.04 Billion ▼ -111.6%
2021 210.07x Rp2.28 Trillion Rp10.87 Billion ▼ -32.2%
2020 309.67x Rp990.31 Billion Rp3.20 Billion ▲ +1014.8%
2019 27.78x Rp328.92 Billion Rp11.84 Billion ▲ +559.6%
2018 -6.04x Rp-33.85 Billion Rp5.60 Billion ▼ -438.1%
2017 1.79x Rp91.42 Billion Rp51.14 Billion ▲ +119.1%
2016 -9.35x Rp-366.49 Billion Rp39.19 Billion ▲ +71.7%
2015 -33.06x Rp-180.22 Billion Rp5.45 Billion ▼ -154.9%
2014 60.26x Rp180.29 Billion Rp2.99 Billion ▲ +5231.7%
2013 -1.17x Rp-16.50 Billion Rp14.05 Billion ▲ +84.2%
2012 -7.43x Rp-65.81 Billion Rp8.86 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.