Bank Ganesha Tbk PT (BGTG) — Cash Flow Quality Index
Bank Ganesha Tbk PT (BGTG) has a Cash Flow Quality Index of 0.83x as of March 2026. Operating cash flow of Rp48.08 Billion is below net income of Rp57.98 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BGTG operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Ganesha Tbk PT Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for Bank Ganesha Tbk PT across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BGTG cash generation efficiency.
Annual Cash Flow Quality Index for Bank Ganesha Tbk PT (2012–2025)
Year-by-year earnings quality comparison for Bank Ganesha Tbk PT.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -5.78x | Rp-1.31 Trillion | Rp227.10 Billion | ▼ -1011.0% |
| 2024 | 0.63x | Rp128.08 Billion | Rp201.71 Billion | ▲ +106.1% |
| 2023 | -10.48x | Rp-1.09 Trillion | Rp103.97 Billion | ▲ +56.9% |
| 2022 | -24.30x | Rp-1.12 Trillion | Rp46.04 Billion | ▼ -111.6% |
| 2021 | 210.07x | Rp2.28 Trillion | Rp10.87 Billion | ▼ -32.2% |
| 2020 | 309.67x | Rp990.31 Billion | Rp3.20 Billion | ▲ +1014.8% |
| 2019 | 27.78x | Rp328.92 Billion | Rp11.84 Billion | ▲ +559.6% |
| 2018 | -6.04x | Rp-33.85 Billion | Rp5.60 Billion | ▼ -438.1% |
| 2017 | 1.79x | Rp91.42 Billion | Rp51.14 Billion | ▲ +119.1% |
| 2016 | -9.35x | Rp-366.49 Billion | Rp39.19 Billion | ▲ +71.7% |
| 2015 | -33.06x | Rp-180.22 Billion | Rp5.45 Billion | ▼ -154.9% |
| 2014 | 60.26x | Rp180.29 Billion | Rp2.99 Billion | ▲ +5231.7% |
| 2013 | -1.17x | Rp-16.50 Billion | Rp14.05 Billion | ▲ +84.2% |
| 2012 | -7.43x | Rp-65.81 Billion | Rp8.86 Billion | — |