Bank Ganesha Tbk PT (BGTG) — Defensive Interval Ratio

Latest as of March 2026: 11962 days

Bank Ganesha Tbk PT (BGTG) has a Defensive Interval Ratio of 11962 days as of March 2026. Defensive assets of Rp67.84 Billion (cash Rp-, short-term investments Rp-, receivables Rp67.84 Billion) cover 11962 days of daily cash needs of Rp5.67 Million/day. Check BGTG tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

11962 days
Days of operational coverage

Defensive Assets

Rp67.84 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp5.67 Million
Current Liabilities ÷ 365

Current Liabilities

Rp2.07 Billion
IDR

Bank Ganesha Tbk PT Defensive Interval Ratio (2012–2025)

This chart shows how Bank Ganesha Tbk PT's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 11962 days, meaning defensive assets of Rp67.84 Billion can fund 11962 days of operations without new revenue. Also explore BGTG net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank Ganesha Tbk PT (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Ganesha Tbk PT from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BGTG stock market capitalisation.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 4152 days Rp45.52 Billion Rp10.96 Million/day Rp- Rp- ▲ +4149 days
2024 3 days Rp47.78 Billion Rp18.27 Billion/day Rp- Rp- ▼ -2 days
2023 5 days Rp32.29 Billion Rp7.07 Billion/day Rp- Rp- ▼ -1160 days
2022 1164 days Rp21.07 Billion Rp18.09 Million/day Rp- Rp- ▼ -1716 days
2021 2880 days Rp57.10 Billion Rp19.82 Million/day Rp- Rp- ▲ +2491 days
2020 390 days Rp11.20 Billion Rp28.73 Million/day Rp- Rp- ▼ -219 days
2019 609 days Rp21.43 Billion Rp35.18 Million/day Rp- Rp- ▼ -152 days
2018 761 days Rp22.61 Billion Rp29.70 Million/day Rp- Rp- ▼ -8579 days
2017 9340 days Rp270.49 Billion Rp28.96 Million/day Rp- Rp242.27 Billion ▲ +1466 days
2016 7874 days Rp221.52 Billion Rp28.13 Million/day Rp- Rp195.74 Billion ▼ -4560 days
2015 12435 days Rp181.55 Billion Rp14.60 Million/day Rp- Rp168.99 Billion ▲ +745 days
2014 11690 days Rp198.51 Billion Rp16.98 Million/day Rp- Rp186.92 Billion ▼ -5044 days
2013 16734 days Rp214.38 Billion Rp12.81 Million/day Rp- Rp203.12 Billion ▲ +8187 days
2012 8547 days Rp133.58 Billion Rp15.63 Million/day Rp- Rp133.58 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)