Bank Ganesha Tbk PT (BGTG) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Bank Ganesha Tbk PT (BGTG) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of Rp48.64 Billion (operating CF Rp48.08 Billion minus capex Rp559.00 Million) represents 0% of total liabilities (Rp6.72 Trillion). Check Bank Ganesha Tbk PT (BGTG) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp48.64 Billion
Operating CF − Capex

Total Liabilities

Rp6.72 Trillion
IDR

Capital Expenditures

Rp559.00 Million
IDR

Bank Ganesha Tbk PT Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Bank Ganesha Tbk PT across 14 annual periods. For the full cash flow conversion analysis, see BGTG cash flow conversion.

Annual Financial Flexibility Index for Bank Ganesha Tbk PT (2012–2025)

Year-by-year free cash flow to debt coverage for Bank Ganesha Tbk PT. Explore BGTG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 -0.17x Rp-1.31 Trillion Rp-1.31 Trillion Rp7.65 Trillion ▼ -965.9%
2024 0.02x Rp136.58 Billion Rp128.08 Billion Rp6.91 Trillion ▲ +111.3%
2023 -0.18x Rp-1.08 Trillion Rp-1.09 Trillion Rp6.16 Trillion ▲ +7.3%
2022 -0.19x Rp-1.10 Trillion Rp-1.12 Trillion Rp5.83 Trillion ▼ -153.2%
2021 0.36x Rp2.29 Trillion Rp2.28 Trillion Rp6.43 Trillion ▲ +51.6%
2020 0.23x Rp992.85 Billion Rp990.31 Billion Rp4.23 Trillion ▲ +159.7%
2019 0.09x Rp331.92 Billion Rp328.92 Billion Rp3.67 Trillion ▲ +1196.5%
2018 -0.01x Rp-27.80 Billion Rp-33.85 Billion Rp3.37 Trillion ▼ -128.5%
2017 0.03x Rp100.19 Billion Rp91.42 Billion Rp3.46 Trillion ▲ +126.0%
2016 -0.11x Rp-353.07 Billion Rp-366.49 Billion Rp3.17 Trillion ▼ -10.0%
2015 -0.10x Rp-178.71 Billion Rp-180.22 Billion Rp1.76 Trillion ▼ -205.9%
2014 0.10x Rp184.63 Billion Rp180.29 Billion Rp1.93 Trillion ▲ +1658.5%
2013 -0.01x Rp-10.96 Billion Rp-16.50 Billion Rp1.79 Trillion ▲ +99.9%
2012 -10.97x Rp-62.56 Billion Rp-65.81 Billion Rp5.70 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities