Bank Ganesha Tbk PT (BGTG) — Cash Flow-to-Debt Ratio
Bank Ganesha Tbk PT (BGTG) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of Rp48.08 Billion could theoretically repay 0% of its total liabilities (Rp6.72 Trillion) in one year. See BGTG financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Ganesha Tbk PT Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Bank Ganesha Tbk PT across 14 annual periods. For the full cash flow conversion analysis, see Bank Ganesha Tbk PT (BGTG) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Bank Ganesha Tbk PT (2012–2025)
Year-by-year debt coverage analysis for Bank Ganesha Tbk PT. Check earnings quality score of Bank Ganesha Tbk PT to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.17x | Rp-1.31 Trillion | Rp7.65 Trillion | ▼ -1026.7% |
| 2024 | 0.02x | Rp128.08 Billion | Rp6.91 Trillion | ▲ +110.5% |
| 2023 | -0.18x | Rp-1.09 Trillion | Rp6.16 Trillion | ▲ +7.8% |
| 2022 | -0.19x | Rp-1.12 Trillion | Rp5.83 Trillion | ▼ -154.0% |
| 2021 | 0.36x | Rp2.28 Trillion | Rp6.43 Trillion | ▲ +51.6% |
| 2020 | 0.23x | Rp990.31 Billion | Rp4.23 Trillion | ▲ +161.4% |
| 2019 | 0.09x | Rp328.92 Billion | Rp3.67 Trillion | ▲ +992.6% |
| 2018 | -0.01x | Rp-33.85 Billion | Rp3.37 Trillion | ▼ -138.0% |
| 2017 | 0.03x | Rp91.42 Billion | Rp3.46 Trillion | ▲ +122.8% |
| 2016 | -0.12x | Rp-366.49 Billion | Rp3.17 Trillion | ▼ -13.2% |
| 2015 | -0.10x | Rp-180.22 Billion | Rp1.76 Trillion | ▼ -209.4% |
| 2014 | 0.09x | Rp180.29 Billion | Rp1.93 Trillion | ▲ +1110.9% |
| 2013 | -0.01x | Rp-16.50 Billion | Rp1.79 Trillion | ▲ +99.9% |
| 2012 | -11.54x | Rp-65.81 Billion | Rp5.70 Billion | — |