Bank Mandiri Persero Tbk PT (BMRI) — Cash Flow Quality Index
Bank Mandiri Persero Tbk PT (BMRI) has a Cash Flow Quality Index of -0.74x as of March 2026. Operating cash flow of Rp-11.42 Trillion is below net income of Rp15.38 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore BMRI cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Mandiri Persero Tbk PT Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Mandiri Persero Tbk PT across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank Mandiri Persero Tbk PT investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank Mandiri Persero Tbk PT (2005–2025)
Year-by-year earnings quality comparison for Bank Mandiri Persero Tbk PT. For live market cap and the full company financial profile, see market value of Bank Mandiri Persero Tbk PT.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.79x | Rp100.64 Trillion | Rp56.29 Trillion | ▲ +225.4% |
| 2024 | -1.43x | Rp-79.56 Trillion | Rp55.78 Trillion | ▲ +49.5% |
| 2023 | -2.83x | Rp-155.57 Trillion | Rp55.06 Trillion | ▼ -13.8% |
| 2022 | -2.48x | Rp-102.24 Trillion | Rp41.17 Trillion | ▼ -291.3% |
| 2021 | -0.63x | Rp-17.79 Trillion | Rp28.03 Trillion | ▲ +38.6% |
| 2020 | -1.03x | Rp-17.36 Trillion | Rp16.80 Trillion | ▲ +61.3% |
| 2019 | -2.67x | Rp-73.41 Trillion | Rp27.48 Trillion | ▼ -15.7% |
| 2018 | -2.31x | Rp-57.74 Trillion | Rp25.02 Trillion | ▲ +0.2% |
| 2017 | -2.31x | Rp-47.72 Trillion | Rp20.64 Trillion | ▲ +27.1% |
| 2016 | -3.17x | Rp-43.80 Trillion | Rp13.81 Trillion | ▼ -167.5% |
| 2015 | -1.19x | Rp-24.11 Trillion | Rp20.33 Trillion | ▲ +62.3% |
| 2014 | -3.14x | Rp-62.44 Trillion | Rp19.87 Trillion | ▲ +1.5% |
| 2013 | -3.19x | Rp-58.09 Trillion | Rp18.20 Trillion | ▲ +6.7% |
| 2012 | -3.42x | Rp-53.01 Trillion | Rp15.50 Trillion | ▼ -304.9% |
| 2011 | 1.67x | Rp20.44 Trillion | Rp12.25 Trillion | ▼ -62.9% |
| 2010 | 4.49x | Rp42.11 Trillion | Rp9.37 Trillion | ▲ +161.8% |
| 2009 | 1.72x | Rp12.36 Trillion | Rp7.20 Trillion | ▼ -66.0% |
| 2006 | 5.05x | Rp12.24 Trillion | Rp2.42 Trillion | ▼ -68.0% |
| 2005 | 15.80x | Rp9.55 Trillion | Rp604.53 Billion | — |