Bank Mandiri Persero Tbk PT (BMRI) — Cash Flow Quality Index
Bank Mandiri Persero Tbk PT (BMRI) has a Cash Flow Quality Index of 2.44x as of June 2026. Operating cash flow of Rp36.62 Trillion exceeds net income of Rp15.03 Trillion, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of Bank Mandiri Persero Tbk PT to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Mandiri Persero Tbk PT Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Mandiri Persero Tbk PT across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BMRI operating cash flow.
Annual Cash Flow Quality Index for Bank Mandiri Persero Tbk PT (2005–2025)
Year-by-year earnings quality comparison for Bank Mandiri Persero Tbk PT.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.79x | Rp100.64 Trillion | Rp56.29 Trillion | ▲ +225.4% |
| 2024 | -1.43x | Rp-79.56 Trillion | Rp55.78 Trillion | ▲ +49.5% |
| 2023 | -2.83x | Rp-155.57 Trillion | Rp55.06 Trillion | ▼ -13.8% |
| 2022 | -2.48x | Rp-102.24 Trillion | Rp41.17 Trillion | ▼ -291.3% |
| 2021 | -0.63x | Rp-17.79 Trillion | Rp28.03 Trillion | ▲ +38.6% |
| 2020 | -1.03x | Rp-17.36 Trillion | Rp16.80 Trillion | ▲ +61.3% |
| 2019 | -2.67x | Rp-73.41 Trillion | Rp27.48 Trillion | ▼ -15.7% |
| 2018 | -2.31x | Rp-57.74 Trillion | Rp25.02 Trillion | ▲ +0.2% |
| 2017 | -2.31x | Rp-47.72 Trillion | Rp20.64 Trillion | ▲ +27.1% |
| 2016 | -3.17x | Rp-43.80 Trillion | Rp13.81 Trillion | ▼ -167.5% |
| 2015 | -1.19x | Rp-24.11 Trillion | Rp20.33 Trillion | ▲ +62.3% |
| 2014 | -3.14x | Rp-62.44 Trillion | Rp19.87 Trillion | ▲ +1.5% |
| 2013 | -3.19x | Rp-58.09 Trillion | Rp18.20 Trillion | ▲ +6.7% |
| 2012 | -3.42x | Rp-53.01 Trillion | Rp15.50 Trillion | ▼ -304.9% |
| 2011 | 1.67x | Rp20.44 Trillion | Rp12.25 Trillion | ▼ -62.9% |
| 2010 | 4.49x | Rp42.11 Trillion | Rp9.37 Trillion | ▲ +161.8% |
| 2009 | 1.72x | Rp12.36 Trillion | Rp7.20 Trillion | ▼ -66.0% |
| 2006 | 5.05x | Rp12.24 Trillion | Rp2.42 Trillion | ▼ -68.0% |
| 2005 | 15.80x | Rp9.55 Trillion | Rp604.53 Billion | — |