Bank Mandiri Persero Tbk PT (BMRI) — Cash Flow Quality Index
Bank Mandiri Persero Tbk PT (BMRI) has a Cash Flow Quality Index of -0.74x as of March 2026. Operating cash flow of Rp-11.42 Trillion is below net income of Rp15.38 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bank Mandiri Persero Tbk PT strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Mandiri Persero Tbk PT Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Bank Mandiri Persero Tbk PT across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BMRI tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Mandiri Persero Tbk PT (2005–2025)
Year-by-year earnings quality comparison for Bank Mandiri Persero Tbk PT. For live market cap and the full company financial profile, see BMRI company net worth.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.79x | Rp100.64 Trillion | Rp56.29 Trillion | ▲ +225.4% |
| 2024 | -1.43x | Rp-79.56 Trillion | Rp55.78 Trillion | ▲ +49.5% |
| 2023 | -2.83x | Rp-155.57 Trillion | Rp55.06 Trillion | ▼ -13.8% |
| 2022 | -2.48x | Rp-102.24 Trillion | Rp41.17 Trillion | ▼ -291.3% |
| 2021 | -0.63x | Rp-17.79 Trillion | Rp28.03 Trillion | ▲ +38.6% |
| 2020 | -1.03x | Rp-17.36 Trillion | Rp16.80 Trillion | ▲ +61.3% |
| 2019 | -2.67x | Rp-73.41 Trillion | Rp27.48 Trillion | ▼ -15.7% |
| 2018 | -2.31x | Rp-57.74 Trillion | Rp25.02 Trillion | ▲ +0.2% |
| 2017 | -2.31x | Rp-47.72 Trillion | Rp20.64 Trillion | ▲ +27.1% |
| 2016 | -3.17x | Rp-43.80 Trillion | Rp13.81 Trillion | ▼ -167.5% |
| 2015 | -1.19x | Rp-24.11 Trillion | Rp20.33 Trillion | ▲ +62.3% |
| 2014 | -3.14x | Rp-62.44 Trillion | Rp19.87 Trillion | ▲ +1.5% |
| 2013 | -3.19x | Rp-58.09 Trillion | Rp18.20 Trillion | ▲ +6.7% |
| 2012 | -3.42x | Rp-53.01 Trillion | Rp15.50 Trillion | ▼ -304.9% |
| 2011 | 1.67x | Rp20.44 Trillion | Rp12.25 Trillion | ▼ -62.9% |
| 2010 | 4.49x | Rp42.11 Trillion | Rp9.37 Trillion | ▲ +161.8% |
| 2009 | 1.72x | Rp12.36 Trillion | Rp7.20 Trillion | ▼ -66.0% |
| 2006 | 5.05x | Rp12.24 Trillion | Rp2.42 Trillion | ▼ -68.0% |
| 2005 | 15.80x | Rp9.55 Trillion | Rp604.53 Billion | — |