Bank Mandiri Persero Tbk PT (BMRI) - Net Assets

Latest as of December 2025: Rp327.40 Trillion IDR

Based on the latest financial reports, Bank Mandiri Persero Tbk PT (BMRI) has net assets worth Rp327.40 Trillion IDR as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp2829.95 Trillion) and total liabilities (Rp2502.55 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp327.40 Trillion
% of Total Assets 11.57%
Annual Growth Rate 13.35%
5-Year Change 47.4%
10-Year Change 113.47%
Growth Volatility 14.42

Bank Mandiri Persero Tbk PT - Net Assets Trend (2000–2025)

This chart illustrates how Bank Mandiri Persero Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Mandiri Persero Tbk PT (2000–2025)

The table below shows the annual net assets of Bank Mandiri Persero Tbk PT from 2000 to 2025.

Year Net Assets Change
2025-12-31 Rp327.40 Trillion +4.44%
2024-12-31 Rp313.47 Trillion +9.04%
2023-12-31 Rp287.49 Trillion +13.97%
2022-12-31 Rp252.25 Trillion +13.57%
2021-12-31 Rp222.11 Trillion +8.51%
2020-12-31 Rp204.70 Trillion -2.07%
2019-12-31 Rp209.03 Trillion +13.02%
2018-12-31 Rp184.96 Trillion +8.80%
2017-12-31 Rp170.01 Trillion +10.85%
2016-12-31 Rp153.37 Trillion +28.35%
2015-12-31 Rp119.49 Trillion +13.97%
2014-12-31 Rp104.84 Trillion +18.08%
2013-12-31 Rp88.79 Trillion +17.21%
2012-12-31 Rp75.76 Trillion +20.91%
2011-12-31 Rp62.65 Trillion +48.93%
2010-12-31 Rp42.07 Trillion +19.18%
2009-12-31 Rp35.30 Trillion +15.68%
2008-12-31 Rp30.51 Trillion +4.34%
2007-12-31 Rp29.24 Trillion +11.00%
2006-12-31 Rp26.35 Trillion +13.47%
2005-12-31 Rp23.22 Trillion -6.89%
2004-12-31 Rp24.94 Trillion +22.25%
2003-12-31 Rp20.40 Trillion +41.28%
2002-12-31 Rp14.44 Trillion +33.94%
2001-12-31 Rp10.78 Trillion -24.44%
2000-12-31 Rp14.27 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Mandiri Persero Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 22117638900000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings Rp221.18 Trillion 75.29%
Common Stock Rp11.66 Trillion 3.97%
Other Comprehensive Income Rp40.88 Trillion 13.92%
Other Components Rp20.04 Trillion 6.82%
Total Equity Rp293.75 Trillion 100.00%

Bank Mandiri Persero Tbk PT Competitors by Market Cap

The table below lists competitors of Bank Mandiri Persero Tbk PT ranked by their market capitalization.

Company Market Cap
CGN Power
SHE:003816
 		$25.27 Billion
Montage Technology Co Ltd
SHG:688008
 		$25.29 Billion
Hydro One Ltd
TO:H
 		$25.29 Billion
AXIA Energia
NYSE:AXIA
 		$25.31 Billion
Panasonic Holdings Corporation
F:MAT
 		$25.21 Billion
W. R. Berkley Corp
NYSE:WRB
 		$25.21 Billion
Hindalco Industries Limited
NSE:HINDALCO
 		$25.12 Billion
Fidelity National Information Services Inc
NYSE:FIS
 		$25.12 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Mandiri Persero Tbk PT's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 283,796,429,000,000 to 293,750,669,000,000, a change of 9,954,240,000,000 (3.5%).
  • Net income of 56,293,950,000,000 contributed positively to equity growth.
  • Dividend payments of 43,510,539,000,000 reduced retained earnings.
  • Share repurchases of 403,625,000,000 reduced equity.
  • Other comprehensive income increased equity by 1,208,406,000,000.
  • Other factors decreased equity by 3,633,952,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income Rp56.29 Trillion +19.16%
Dividends Paid Rp43.51 Trillion -14.81%
Share Repurchases Rp403.62 Billion -0.14%
Other Comprehensive Income Rp1.21 Trillion +0.41%
Other Changes Rp-3.63 Trillion -1.24%
Total Change Rp- 3.51%

Book Value vs Market Value Analysis

This analysis compares Bank Mandiri Persero Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.47x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 16.46x to 1.47x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-12-31 Rp280.75 Rp4620.00 x
2006-12-31 Rp315.09 Rp4620.00 x
2007-12-31 Rp346.99 Rp4620.00 x
2008-12-31 Rp359.34 Rp4620.00 x
2009-12-31 Rp411.74 Rp4620.00 x
2010-12-31 Rp486.46 Rp4620.00 x
2011-12-31 Rp667.75 Rp4620.00 x
2012-12-31 Rp799.07 Rp4620.00 x
2013-12-31 Rp936.63 Rp4620.00 x
2014-12-31 Rp1099.91 Rp4620.00 x
2015-12-31 Rp1254.32 Rp4620.00 x
2016-12-31 Rp1612.01 Rp4620.00 x
2017-12-31 Rp1786.27 Rp4620.00 x
2018-12-31 Rp1941.46 Rp4620.00 x
2019-12-31 Rp2192.15 Rp4620.00 x
2020-12-31 Rp2027.61 Rp4620.00 x
2021-12-31 Rp2194.74 Rp4620.00 x
2022-12-31 Rp2461.65 Rp4620.00 x
2023-12-31 Rp2794.85 Rp4620.00 x
2024-12-31 Rp3040.68 Rp4620.00 x
2025-12-31 Rp3147.78 Rp4620.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Mandiri Persero Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 19.16%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 27.63%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 9.63x
  • Recent ROE (19.16%) is above the historical average (16.89%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 8.28% 4.94% 0.09x 17.76x Rp-244.80 Billion
2001 25.48% 7.94% 0.13x 24.34x Rp1.67 Trillion
2002 24.84% 9.76% 0.15x 17.35x Rp2.14 Trillion
2003 22.49% 15.60% 0.12x 12.23x Rp2.55 Trillion
2004 21.08% 22.94% 0.09x 9.95x Rp2.76 Trillion
2005 2.60% 4.80% 0.05x 11.35x Rp-1.72 Trillion
2006 9.20% 18.29% 0.05x 10.16x Rp-211.59 Billion
2007 14.86% 13.44% 0.10x 10.91x Rp1.42 Trillion
2008 19.93% 15.27% 0.11x 11.75x Rp3.03 Trillion
2009 20.50% 32.08% 0.06x 11.24x Rp3.69 Trillion
2010 22.55% 32.44% 0.06x 10.83x Rp5.21 Trillion
2011 19.82% 34.24% 0.06x 8.93x Rp6.07 Trillion
2012 20.79% 36.40% 0.07x 8.52x Rp8.05 Trillion
2013 20.82% 36.48% 0.07x 8.39x Rp9.46 Trillion
2014 19.36% 33.21% 0.07x 8.33x Rp9.61 Trillion
2015 17.37% 29.52% 0.08x 7.77x Rp8.63 Trillion
2016 9.18% 18.08% 0.07x 6.90x Rp-1.24 Trillion
2017 12.38% 25.82% 0.07x 6.75x Rp3.97 Trillion
2018 13.81% 29.15% 0.07x 6.63x Rp6.89 Trillion
2019 13.43% 30.15% 0.07x 6.44x Rp7.02 Trillion
2020 8.88% 18.26% 0.06x 8.15x Rp-2.11 Trillion
2021 13.69% 23.36% 0.07x 8.43x Rp7.56 Trillion
2022 17.93% 30.24% 0.07x 8.68x Rp18.20 Trillion
2023 21.11% 35.54% 0.07x 8.34x Rp28.97 Trillion
2024 19.66% 31.60% 0.07x 8.55x Rp27.40 Trillion
2025 19.16% 27.63% 0.07x 9.63x Rp26.92 Trillion

Industry Comparison

This section compares Bank Mandiri Persero Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $26,163,206,916,231
  • Average return on equity (ROE) among peers: -1.26%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Mandiri Persero Tbk PT (BMRI) Rp327.40 Trillion 8.28% 7.64x $25.27 Billion
Bank Agris Tbk (AGRS) $532.80 Billion -5.84% 6.79x $199.13 Million
Bank Artos Indonesia Tbk PT (ARTO) $1.23 Trillion -15.38% 0.77x $1.15 Billion
Bank Mnc Internasional Tbk (BABP) $1.56 Trillion 1.31% 5.80x $143.28 Million
Bank Central Asia Tbk (BBCA) $242.54 Trillion 20.05% 4.81x $46.40 Billion
Bk Harda Internasional Tbk Pt (BBHI) $114.05 Billion 0.00% 10.31x $1.64 Billion
Bank Bukopin Tbk (BBKP) $8.59 Trillion 2.21% 10.13x $715.53 Million
Bank Mestika Dharma Tbk (BBMD) $2.12 Trillion 11.17% 3.09x $455.66 Million
PT Bank Bisnis Internasional Tbk (BBSI) $377.31 Billion 5.04% 1.09x $1.02 Billion
Bank Yudha Bhakti Tbk (BBYB) $2.89 Trillion -34.13% 2.92x $265.98 Million
Bank JTrust Indonesia Tbk PT (BCIC) $1.67 Trillion 2.96% 9.34x $2.18K

About Bank Mandiri Persero Tbk PT

JK:BMRI Indonesia Banks - Regional
Market Cap
$25.27 Billion
Rp431.20 Trillion IDR
Market Cap Rank
#929 Global
#5 in Indonesia
Share Price
Rp4620.00
Change (1 day)
-0.43%
52-Week Range
Rp4050.00 - Rp5525.00
All Time High
Rp7450.00
Categories
Companies in Indonesia Banks - Regional Banking & Financial
About

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Malaysia, Hong Kong, Timor Leste, Shanghai, England, and the Cayman Islands. It offers savings and current accounts, multicurrency, payroll, NOW, and foreign currency savings accounts; personal, mortgage, micro enterprise, small and medium enterprises, working capita… Read more