Bank Mandiri Persero Tbk PT (BMRI) — Financial Flexibility Index

Latest as of March 2026: -0.01x

Bank Mandiri Persero Tbk PT (BMRI) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of Rp-10.95 Trillion (operating CF Rp-11.42 Trillion minus capex Rp467.52 Billion) represents 0% of total liabilities (Rp2119.09 Trillion). Also explore net asset momentum of Bank Mandiri Persero Tbk PT to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-10.95 Trillion
Operating CF − Capex

Total Liabilities

Rp2119.09 Trillion
IDR

Capital Expenditures

Rp467.52 Billion
IDR

Bank Mandiri Persero Tbk PT Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Bank Mandiri Persero Tbk PT across 19 annual periods. Check Bank Mandiri Persero Tbk PT strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank Mandiri Persero Tbk PT (2005–2025)

Year-by-year free cash flow to debt coverage for Bank Mandiri Persero Tbk PT. For the full company profile including market capitalisation, see market value of Bank Mandiri Persero Tbk PT.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.04x Rp106.10 Trillion Rp100.64 Trillion Rp2502.55 Trillion ▲ +226.2%
2024 -0.03x Rp-71.01 Trillion Rp-79.56 Trillion Rp2113.75 Trillion ▲ +58.4%
2023 -0.08x Rp-152.48 Trillion Rp-155.57 Trillion Rp1886.72 Trillion ▼ -43.2%
2022 -0.06x Rp-98.23 Trillion Rp-102.24 Trillion Rp1740.30 Trillion ▼ -447.3%
2021 -0.01x Rp-15.51 Trillion Rp-17.79 Trillion Rp1503.50 Trillion ▲ +5.3%
2020 -0.01x Rp-14.56 Trillion Rp-17.36 Trillion Rp1337.26 Trillion ▲ +82.7%
2019 -0.06x Rp-69.73 Trillion Rp-73.41 Trillion Rp1109.21 Trillion ▼ -15.6%
2018 -0.05x Rp-55.30 Trillion Rp-57.74 Trillion Rp1017.29 Trillion ▼ -13.0%
2017 -0.05x Rp-45.93 Trillion Rp-47.72 Trillion Rp954.69 Trillion ▼ -2.3%
2016 -0.05x Rp-41.65 Trillion Rp-43.80 Trillion Rp885.34 Trillion ▼ -61.9%
2015 -0.03x Rp-22.98 Trillion Rp-24.11 Trillion Rp790.57 Trillion ▲ +63.8%
2014 -0.08x Rp-60.21 Trillion Rp-62.44 Trillion Rp750.20 Trillion ▲ +8.6%
2013 -0.09x Rp-56.55 Trillion Rp-58.09 Trillion Rp644.31 Trillion ▲ +4.3%
2012 -0.09x Rp-51.35 Trillion Rp-53.01 Trillion Rp559.86 Trillion ▼ -304.1%
2011 0.04x Rp21.98 Trillion Rp20.44 Trillion Rp489.24 Trillion ▼ -57.5%
2010 0.11x Rp43.14 Trillion Rp42.11 Trillion Rp407.70 Trillion ▲ +192.2%
2009 0.04x Rp13.01 Trillion Rp12.36 Trillion Rp359.32 Trillion ▼ -30.2%
2006 0.05x Rp12.50 Trillion Rp12.24 Trillion Rp241.17 Trillion ▲ +25.0%
2005 0.04x Rp9.97 Trillion Rp9.55 Trillion Rp240.16 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities