Bank Mandiri Persero Tbk PT (BMRI) — Financial Flexibility Index
Bank Mandiri Persero Tbk PT (BMRI) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of Rp37.43 Trillion (operating CF Rp36.62 Trillion minus capex Rp810.56 Billion) represents 0% of total liabilities (Rp2234.96 Trillion). Check Bank Mandiri Persero Tbk PT total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Mandiri Persero Tbk PT Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Bank Mandiri Persero Tbk PT across 19 annual periods. For the full cash flow conversion analysis, see Bank Mandiri Persero Tbk PT cash conversion from operations.
Annual Financial Flexibility Index for Bank Mandiri Persero Tbk PT (2005–2025)
Year-by-year free cash flow to debt coverage for Bank Mandiri Persero Tbk PT. Explore Bank Mandiri Persero Tbk PT (BMRI) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | Rp106.10 Trillion | Rp100.64 Trillion | Rp2502.55 Trillion | ▲ +226.2% |
| 2024 | -0.03x | Rp-71.01 Trillion | Rp-79.56 Trillion | Rp2113.75 Trillion | ▲ +58.4% |
| 2023 | -0.08x | Rp-152.48 Trillion | Rp-155.57 Trillion | Rp1886.72 Trillion | ▼ -43.2% |
| 2022 | -0.06x | Rp-98.23 Trillion | Rp-102.24 Trillion | Rp1740.30 Trillion | ▼ -447.3% |
| 2021 | -0.01x | Rp-15.51 Trillion | Rp-17.79 Trillion | Rp1503.50 Trillion | ▲ +5.3% |
| 2020 | -0.01x | Rp-14.56 Trillion | Rp-17.36 Trillion | Rp1337.26 Trillion | ▲ +82.7% |
| 2019 | -0.06x | Rp-69.73 Trillion | Rp-73.41 Trillion | Rp1109.21 Trillion | ▼ -15.6% |
| 2018 | -0.05x | Rp-55.30 Trillion | Rp-57.74 Trillion | Rp1017.29 Trillion | ▼ -13.0% |
| 2017 | -0.05x | Rp-45.93 Trillion | Rp-47.72 Trillion | Rp954.69 Trillion | ▼ -2.3% |
| 2016 | -0.05x | Rp-41.65 Trillion | Rp-43.80 Trillion | Rp885.34 Trillion | ▼ -61.9% |
| 2015 | -0.03x | Rp-22.98 Trillion | Rp-24.11 Trillion | Rp790.57 Trillion | ▲ +63.8% |
| 2014 | -0.08x | Rp-60.21 Trillion | Rp-62.44 Trillion | Rp750.20 Trillion | ▲ +8.6% |
| 2013 | -0.09x | Rp-56.55 Trillion | Rp-58.09 Trillion | Rp644.31 Trillion | ▲ +4.3% |
| 2012 | -0.09x | Rp-51.35 Trillion | Rp-53.01 Trillion | Rp559.86 Trillion | ▼ -304.1% |
| 2011 | 0.04x | Rp21.98 Trillion | Rp20.44 Trillion | Rp489.24 Trillion | ▼ -57.5% |
| 2010 | 0.11x | Rp43.14 Trillion | Rp42.11 Trillion | Rp407.70 Trillion | ▲ +192.2% |
| 2009 | 0.04x | Rp13.01 Trillion | Rp12.36 Trillion | Rp359.32 Trillion | ▼ -30.2% |
| 2006 | 0.05x | Rp12.50 Trillion | Rp12.24 Trillion | Rp241.17 Trillion | ▲ +25.0% |
| 2005 | 0.04x | Rp9.97 Trillion | Rp9.55 Trillion | Rp240.16 Trillion | — |