Bank Mandiri Persero Tbk PT (BMRI) — Defensive Interval Ratio

Latest as of June 2025: 12 days

Bank Mandiri Persero Tbk PT (BMRI) has a Defensive Interval Ratio of 12 days as of June 2025. Defensive assets of Rp61.81 Trillion (cash Rp-, short-term investments Rp-, receivables Rp61.81 Trillion) cover 12 days of daily cash needs of Rp5.11 Trillion/day. See Bank Mandiri Persero Tbk PT short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

12 days
Days of operational coverage

Defensive Assets

Rp61.81 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp5.11 Trillion
Current Liabilities ÷ 365

Current Liabilities

Rp1863.50 Trillion
IDR

Bank Mandiri Persero Tbk PT Defensive Interval Ratio (2005–2024)

This chart shows how Bank Mandiri Persero Tbk PT's Defensive Interval Ratio has evolved across 18 annual periods from 2005 to 2024. As of June 2025, the ratio stands at 12 days, meaning defensive assets of Rp61.81 Trillion can fund 12 days of operations without new revenue. See Bank Mandiri Persero Tbk PT (BMRI) net asset quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Mandiri Persero Tbk PT (2005–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Mandiri Persero Tbk PT from 2005 to 2024, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank Mandiri Persero Tbk PT (BMRI) total market value.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 12 days Rp54.91 Trillion Rp4.77 Trillion/day Rp- Rp- ▼ 0 days
2023 12 days Rp50.96 Trillion Rp4.42 Trillion/day Rp- Rp- ▼ -2313 days
2022 2324 days Rp52.38 Trillion Rp22.54 Billion/day Rp- Rp- ▼ -3561 days
2021 5885 days Rp43.23 Trillion Rp7.35 Billion/day Rp- Rp- ▲ +1653 days
2020 4232 days Rp46.20 Trillion Rp10.92 Billion/day Rp- Rp- ▼ -8451 days
2019 12683 days Rp81.53 Trillion Rp6.43 Billion/day Rp- Rp39.52 Trillion ▲ +5964 days
2018 6719 days Rp37.95 Trillion Rp5.65 Billion/day Rp- Rp-149.83 Billion ▲ +3569 days
2017 3149 days Rp38.83 Trillion Rp12.33 Billion/day Rp- Rp5.69 Trillion ▲ +210 days
2016 2939 days Rp22.10 Trillion Rp7.52 Billion/day Rp- Rp7.46 Trillion ▼ -1557 days
2015 4496 days Rp24.84 Trillion Rp5.53 Billion/day Rp- Rp4.21 Trillion ▼ -6844 days
2014 11340 days Rp92.72 Trillion Rp8.18 Billion/day Rp- Rp73.77 Trillion ▲ +1308 days
2013 10032 days Rp62.46 Trillion Rp6.23 Billion/day Rp- Rp48.74 Trillion ▼ -161 days
2012 10193 days Rp63.93 Trillion Rp6.27 Billion/day Rp- Rp52.93 Trillion ▲ +7208 days
2011 2985 days Rp53.57 Trillion Rp17.95 Billion/day Rp- Rp48.64 Trillion ▼ -415 days
2010 3400 days Rp36.80 Trillion Rp10.82 Billion/day Rp- Rp34.18 Trillion ▼ -2449 days
2009 5849 days Rp69.81 Trillion Rp11.94 Billion/day Rp- Rp62.36 Trillion ▲ +5176 days
2006 673 days Rp6.66 Trillion Rp9.89 Billion/day Rp- Rp833.39 Billion ▲ +61 days
2005 612 days Rp7.25 Trillion Rp11.83 Billion/day Rp- Rp317.04 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)